Hiya all,

I am thinking of applying for the Platinum Edge American Express card (which offers 1 return complimentary direct Air NZ flight, Membership Reward points, Travel Insurance etc.)

Looking at the HSBC site, the fee is only $99. Looking at AMEX, the fee is $149.

After checking between the two numerous times, I found that the AMEX one did mention about 20000 membership points if I spend over $500 in the 1st 2 months. I do not see that mentioned via the HSBC website.

Is that the reason causing the $50 difference? Or have other forum members applied through HSBC, and still get the 20000 bonus membership points?

Thanks for any advice!