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savag3

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#129588 20-Sep-2013 17:15
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I was looking at which bank I should use for a credit card and after researching all of the major banks I noticed that all of the big banks have information about their executive management team and board on their website apart from ASB. I thought this was a bit wierd - almost like they don't want you to know who is running the show. Am I being pedantic or do you think this is strange as well?

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freitasm
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  #899146 20-Sep-2013 18:01
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Try sending a PM to ASBBank on Geekzone and point to this topic...





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insane
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  #899151 20-Sep-2013 18:30
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I thought the general rule of thumb was, don't care who you borrow from, only who you borrow to.

It's a bank they all offer a similar service, and ASB's fraud team was onto it when I needed them after my CC number got into the wrong hands.

Inphinity
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  #899202 20-Sep-2013 20:25
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They list the directors, surely that's enough?



PaulBags
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  #899203 20-Sep-2013 20:27
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Any NZ bank is really just a front for Visa or Mastercard anyway. Credit cards are worthless debt anyway, why bother?

sdav
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  #899257 20-Sep-2013 21:50
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PaulBags: Any NZ bank is really just a front for Visa or Mastercard anyway. Credit cards are worthless debt anyway, why bother?


I use mine for airpoints. Treat it like an eftpos card paying it off in full each fortnight. The fees are easily worth the amount of airpoints I have accrued and since I love traveling its kind of like having an high fee savings account to save for flights.

Dat justification, but srsly, works fine for me that way.

PaulBags
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  #899270 20-Sep-2013 22:33
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I guess I'm just bitter because for years I relied on my credit card to buy essential stuff like basic clothing and necessary dental care, always something else coming whenever I'd just started to make inroads, and it took a few missed opportunities to climb out of the festering hole.

Travel? Heh, I'd love to take an extra day off work. Cashed out all of my holiday pay over the last year to pay for clothes, dentist bills, and food in the really short weeks. Some went to credit card payments as well.

Clearly, I have made some bad decisions in life. For me, a credit card was one of them. OP hasn't said why they want one, and in my experience any reason other than yours, sdav, or 'to use a feeless eftpos card and pay off each month', is probably a poor decision worth avoiding.


Anywho, that's not what this thread is about, so I'll try and stop derailing it now...

 
 
 
 

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Geektastic
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  #899281 21-Sep-2013 00:03
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savag3: I was looking at which bank I should use for a credit card and after researching all of the major banks I noticed that all of the big banks have information about their executive management team and board on their website apart from ASB. I thought this was a bit wierd - almost like they don't want you to know who is running the show. Am I being pedantic or do you think this is strange as well?


I'm not sure what relevance the board has to which credit card you have. Can you elucidate?





Geektastic
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  #899282 21-Sep-2013 00:06
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PaulBags: Any NZ bank is really just a front for Visa or Mastercard anyway. Credit cards are worthless debt anyway, why bother?


They are only worthless debt if you have debt on them.

No one who has found themselves stranded at 2am in a foreign billet in bad weather because of a cancelled flight and the discovered their luggage is now in Abbis Ababa, 10,000 miles from where they are, has ever regretted having a credit card in their pocket!!





Kyanar
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  #899333 21-Sep-2013 09:07
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Geektastic:
PaulBags: Any NZ bank is really just a front for Visa or Mastercard anyway. Credit cards are worthless debt anyway, why bother?


They are only worthless debt if you have debt on them.

No one who has found themselves stranded at 2am in a foreign billet in bad weather because of a cancelled flight and the discovered their luggage is now in Abbis Ababa, 10,000 miles from where they are, has ever regretted having a credit card in their pocket!!


Though they may have regretted flying Jetstar, right?

Geektastic
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  #899334 21-Sep-2013 09:19
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Kyanar:
Geektastic:
PaulBags: Any NZ bank is really just a front for Visa or Mastercard anyway. Credit cards are worthless debt anyway, why bother?


They are only worthless debt if you have debt on them.

No one who has found themselves stranded at 2am in a foreign billet in bad weather because of a cancelled flight and the discovered their luggage is now in Abbis Ababa, 10,000 miles from where they are, has ever regretted having a credit card in their pocket!!


Though they may have regretted flying Jetstar, right?


I've never been unwise enough to try that but I have no doubt they would, yes!

If you pay peanuts, you get monkeys, as my late father used to say.





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