Services to accept occasional credit card payments

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Forums › Finance and wealth management › Services to accept occasional credit card payments

kiwitrc

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#147173 11-Jun-2014 11:23

Can anyone recommend a service that we can use to accept the occasional credit card payment? We rarely get asked to accept payments by credit card so its hardly worth setting a permanent facility however it would be handy to have a way to take payments by credit card now and then.

bazzer

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#1063270 11-Jun-2014 11:26

Paypal? I think it costs 3% + 30c or something like that.

kiwitrc

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#1063272 11-Jun-2014 11:29

bazzer: Paypal? I think it costs 3% + 30c or something like that.

Thanks, that may work but I was looking at something like shopify but not sure what they are like or if there are better services out there.

astrae

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#1063376 11-Jun-2014 14:08

I have just been through this exercise for work. We are processing 1-2 transaction a month.

With Amex we have signed up as a merchant directly with Amex. We just submit a manual hand written voucher and send it through. Money is in our account the next day.

For Visa/Mastercard we have signed up with ANZ (we use them for banking) and use an automated phone service to do a manual transaction. We haven't done this yet but will likely be doing it next month.

For a few transactions a month all online services were very expensive.

kiwitrc

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#1063379 11-Jun-2014 14:12

astrae: I have just been through this exercise for work. We are processing 1-2 transaction a month.

With Amex we have signed up as a merchant directly with Amex. We just submit a manual hand written voucher and send it through. Money is in our account the next day.

For Visa/Mastercard we have signed up with ANZ (we use them for banking) and use an automated phone service to do a manual transaction. We haven't done this yet but will likely be doing it next month.

For a few transactions a month all online services were very expensive.

Thanks, we wouldnt even do 1 a month, more like 2 or 3 per year so will look at that option with our bank.

ubergeeknz

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#1063382 11-Jun-2014 14:16

Also check out DPS. http://www.paymentexpress.com/Products/Ecommerce/DPS_Hosted

edit: pricing from $50/month up to 100 transactions, setup fee $150. But I'm pretty sure it will be cheaper than anything your bank can offer.

astrae

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#1063383 11-Jun-2014 14:18

Have a read of my post that has quite a few options

http://www.geekzone.co.nz/forums.asp?forumid=48&topicid=146693

HP

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timmmay

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#1063424 11-Jun-2014 15:16

Paypal. Plus I'm pretty sure this exact question was asked in the past 2-4 weeks, a search may find a thread.

kiwitrc

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#1063431 11-Jun-2014 15:28

timmmay: Paypal. Plus I'm pretty sure this exact question was asked in the past 2-4 weeks, a search may find a thread.

Yep as per the post above. I have been away for a month and only sporadic GeekZoning, otherwise I may have seen it.

Kyanar

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#1063459 11-Jun-2014 15:56

ubergeeknz: Also check out DPS. http://www.paymentexpress.com/Products/Ecommerce/DPS_Hosted

edit: pricing from $50/month up to 100 transactions, setup fee $150. But I'm pretty sure it will be cheaper than anything your bank can offer.

Requires a merchant account from your bank, so not so much. The added feeds of a merchant account literally double that (unless you're with Westpac, who bundle DPS Hosted with their merchant accounts for about $40 a month).