I've had a skinny account since 2017 & it was set to allow on both options. Outrageous! Thanks for pointing this out. I thought I'd been through all the options on the dashboard to check for opt-in by default settings that I do not want, but clearly it was introduced since I last checked, or I simply missed it. Moreover, it took several goes to get them to STAY unticked once left the page & rechecked , in spite of the message that the setting had been saved. Now appears to have stuck but like someone else said - the horse has bolted. Will NOT be going with Skinny when it comes time to choose a provider for fibre.