[WXC/VFX] Payment Options

Forums › One NZ (including Farmside) › [WXC/VFX] Payment Options - Paypal?

remarks

33 posts

Geek

#20048 11-Mar-2008 16:11

So many options...

By Direct Debit via Bank Account
By Cash/Cheque via bank deposit
By Credit Card (Manual or automatic debit)
By Post
By Direct Credit
By Phone Banking
By Internet Banking
By Person at your nearest PostShop

...but how about Paypal? It would be so much more convenient for me to pay by Paypal. I don't use my NZ bank accounts anymore, and calling is inconvenient due to timezone differences.

Xnet

21 posts

Geek

#116130 12-Mar-2008 14:17

Thanks Remarks-
We will look into a Paypal capability. Have never considered it but with the growing number of offshore customers who do not have a banking relationship here it could be worth while. Customers can of course pay with a credit card, but I bet they will be charged by the credit card company to do the currency conversion.

If we can acheive something with PayPal, it would have to be set up as a direct debt type of relationship because (unfortunately) people would simply run up huge bills and leave an empty PayPal account. Offshore fraud is a big issue.

Will let you know via Geekzone post what the outcome is.

Regards

Cecil

remarks

33 posts

Geek

#116150 12-Mar-2008 16:16

Xnet: people would simply run up huge bills and leave an empty PayPal account. Offshore fraud is a big issue.

Regards

Cecil

Pretty hard to defraud using Paypal I think. The money is taken from the credit card set up on my account, trahsfered to Paypal, then sent to the recipient's Paypal account.
I pay my server bills in such a way. If not paid in 10 days the service is cut off until I pay it. Invoice notifications are sent evey day until I pay it. (You can tell I've tested it :P )

Niel

3267 posts

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+1 received by user: 80

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#116179 12-Mar-2008 19:45

The problem is that you pay WxC after you have received the service and people can run a huge bill and then not pay it. Perhaps WxC can allow PayPal payments on the condition that your account must be in credit like a prepay service.

But even if an overseas customer pays by sending money via an offshore bank the payment can still be cancelled a month after it appears in WxC's account, can't it? That's how the Nigeria scam works.

You can never have enough Volvos!

remarks

33 posts

Geek

#116184 12-Mar-2008 19:56

Niel: people can run a huge bill and then not pay it. Perhaps WxC can allow PayPal payments on the condition that your account must be in credit like a prepay service.

I am paying with a NZ credit card after my bill comes anyway, so I could potential run up a big bill already. It makes no difference whether it is Paypal or creditcard.

The difficulty comes when I have to organise getting money back onto my creditcard, from an international account. If you have ever lived in a country other than NZ, you will know how difficult banking is. I have a bankbook that I have to take along and it is put into a printer to update my balance. Internat banking, what's that?! So you can imagine how hard it is to get money wired back to a creditcard company in NZ. An annoying process for such small amounts of money. (My phone bill is so small).

PS. I can't get a creditcard in the country I am in because foreigners always do a runner with a big bill.

Niel

3267 posts

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+1 received by user: 80

Trusted

#116221 12-Mar-2008 21:58

I've been a Kiwi for only 7 years, so I know what you mean about transferring money. South Africa still has exchange control, so my parents can send us money through PayPal but they can not receive money through PayPal (or else I would have made heaps out of the highly volitile exchange rate with 6 months cycles).

If you make a runner with a credit card bill, then Mastercard/VISA will track you down. They are global.

In your case with the current payment options, why do you not just send money to WxC every few months and they will keep your account in credit? I think this is the first time someone requested PayPal as an option, but I'm sure they will look at it.

You can never have enough Volvos!

willnz

573 posts

Ultimate Geek
+1 received by user: 3

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#116423 13-Mar-2008 18:27

I second that. As I predominantly do work for overseas companies - Paypal is where about 60-70% of my income comes to, and it'd be so much easier to pay bills straight from there than having them go from Paypal -> Bank -> WxC.

I also don't see how accepting PayPal differs to accepting credit card. Someone could simply provide a VISA debit card number with no money on it if they were intent on defrauding -- plus, PayPal resolves your problem of having no online cc payment facility.

I don't know about you remarks, but I'd be happy to pay the 3% extra for the convenience of PayPal as a payment method.

Mighty Ape

Shop now at Mighty Ape (affiliate link).

remarks

33 posts

Geek

#116431 13-Mar-2008 18:47

willnz: I'd be happy to pay the 3% extra for the convenience of PayPal as a payment method.

3% of the bill for the cheapest phone line I've ever owned (except for the days when you could tap the pay phones) is nothing!

I'll drink to that.