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neb

neb
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  #3116051 15-Aug-2023 10:54
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eracode:

Spark charge 0.6% if you want to pay your monthly bill by credit card instead of direct debit. I really don't like these surcharges but overall I think 0.6% is sort of fair because it sounds like what the bank charges Spark.

 

Auckland Council charge 1.75% and call it a 'convenience fee'. They say: "This is a bank charge and is subject to change." I don't for a minute believe that a bank would charge a corporate like Spark 0.6% but that AC would be paying 1.75%.

 

 

The CC surcharges vary widely, 0.6% sounds very low, it's more usually 1.5-3% so perhaps they get a discount for single larger payments rather than many small ones or for scheduled-in-advance payments.

networkn
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  #3116064 15-Aug-2023 11:18
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Rushing and having my index finger come off second best against the cheese grater.


cddt
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  #3116074 15-Aug-2023 11:45
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Kyanar:

 

Card present transactions incur a lower charge from the banks because the fraud risk is considerably lower

 

 

I would imagine that paying your property rates is at pretty low risk of credit card fraud - since only the owner(s) of the property would benefit. 

 

 

 

Kyanar:

 

Why New Zealand doesn't have the same rule as Australia that surcharges must legally be no more than the business actually incurs in taking that payment, I'll never know.

 

 

Regulatory capture. 


frankv
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  #3116084 15-Aug-2023 12:21
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MadEngineer: I asked the Palmy hospital for a record of a visit where it was noted I was afib. Heart specialist needed proof of that to progress consideration of a heart ablation. After a week the record is archived then to get something out of archive you’re looking at a 3 month wait.

 

How long ago was this? I worked in IT on patient records at Palmy hospital, and as of about 4 years ago now all lab & rad results and clinical letters and discharge summaries were going into the online "Concerto" system, and to the patient's GP. As of about 3 years ago, they were also going to the regional Concerto. I don't know what's happened in the last couple of years though. But I doubt that they would no longer be online. However, that only applies to documents created since about 2010 IIRC.

 

I can also say that the paper system was chaotic. The patient records building was custom-designed for their needs 10 or 20 years ago, and they outgrew it within a couple of years. After that they had two locations for notes storage (a "current" cache and a large "backing store"), plus long-term "inactive" storage. It certainly wouldn't take 3 months to get a file from backing store to cache to doctor... that was happening at least daily. If you think about it, if it took 3 months, no ED or acute patient would ever have their medical history available, which would be completely unacceptable. Some-one's telling porkies.

 

 


Bung
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  #3116121 15-Aug-2023 13:22
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neb: The CC surcharges vary widely, 0.6% sounds very low, it's more usually 1.5-3% so perhaps they get a discount for single larger payments rather than many small ones or for scheduled-in-advance payments.


Westpac talks of small business paying on average 0.7% for Pay Wave and 1.6 to 2.0% for credit card. Auckland Council has income over $4B so should comfortably be out of small business class.

geoffwnz
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  #3116217 15-Aug-2023 14:32
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Random Paypal payments failing for no apparent reason.  Not all and not consistent about which ones.  eg, two Patreon Payments on the same day, one succeeded, one failed.

 

Nothing has changed from my end, sufficient funds are available on the linked card which isn't blocked and there's no indication of why they are being declined.

 

Rude.





Senecio
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  #3116218 15-Aug-2023 14:34
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When you get a bad case of gas during an important meeting that you are trying to chair. Rather uncomfortable as well as a tad embarrassing.


networkn
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  #3116235 15-Aug-2023 14:59
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Description in track and trace for my parcel.... : In transit.

 

Sigh. Why bother?


floydbloke
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  #3116250 15-Aug-2023 15:05
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Senecio:

 

When you get a bad case of gas during an important meeting that you are trying to chair. Rather uncomfortable as well as a tad embarrassing.

 

 

Blame someone else.  I suspect that's the real reason why Wellington mayor Tory Whanau used to bring her dog to the office.

 

She'll just have to squeeze tight like the rest of us from now on.





Sometimes I use big words I don't always fully understand in an effort to make myself sound more photosynthesis.


Bung
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  #3116254 15-Aug-2023 15:12
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Senecio:

When you get a bad case of gas during an important meeting that you are trying to chair. Rather uncomfortable as well as a tad embarrassing.



Don't you have a little hammer you can bang on the table as a distraction?

neb

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  #3116281 15-Aug-2023 15:47
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Senecio:

When you get a bad case of gas during an important meeting that you are trying to chair. Rather uncomfortable as well as a tad embarrassing.

 

 

You could use it to do an impromptu Victor Borge "Phonetic Punctuation" performance: "Does anyone have any questions pffftt braarp".

Geektastic
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  #3116431 15-Aug-2023 20:11
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networkn:

Description in track and trace for my parcel.... : In transit.


Sigh. Why bother?



I ordered something from Montblanc.

Received the shipping email with UPS tracking number. Clicked on the number.

“We could not locate the shipment details for this tracking number. Details are only available for shipments made within the last 120 days. Please check your information.”





Behodar
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  #3116549 16-Aug-2023 08:05
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When I work from home I use two main Microsoft apps. One requires me to authenticate via my phone every time, and the other only requires it once a fortnight. That means that 9 out of 10 working days I can hit both icons, go and find the phone, hit Approve, then return to my desk.

 

The one remaining day, everything works the same way until I return to my desk and find that one of the systems hasn't logged in, because Microsoft apparently never considered that someone would try to log into two things at once. Only one of the authentication requests actually makes it to the phone and I have to do the whole song and dance a second time.


Kyanar
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  #3116725 16-Aug-2023 13:23
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cddt:

 

I would imagine that paying your property rates is at pretty low risk of credit card fraud - since only the owner(s) of the property would benefit. 

 

 

Banks do not factor in the nature of the payments, risk is aggregated. The only exception to that would be documented high risk categories (adult sites, etc).

 

Also, the council accepts payments for things like fines, where chargeback risk is a tad higher.


geoffwnz
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  #3116971 17-Aug-2023 08:59
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Employer:  We will install full colour printers.

 

Employer:  We will save money by setting them to default to double sided, black and white printing.

 

Employees:  End up printing most things multiple times in order to get single sided and/or colour for things that require it.





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