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neb

neb
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  #3351690 9-Mar-2025 15:09
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Rikkitic: Without being morbid about it I do wonder at some of the details. For example, did Hackman's Alzheimer's trap him in the kitchen? Was he unable to feed himself?

 

From the timeline it looks like she succumbed to the virus and without her to care for him he died some time afterwards.  The one mitigating circumstance is that, depending on how advanced the Alzheimers was, he may not have been aware of anything much.


networkn
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  #3351694 9-Mar-2025 15:42
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I suspect without his wife who was likely the primary caregiver, he wouldn't have been taking his meds or eating properly. Its just an awful situation all around.


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  #3351959 10-Mar-2025 09:13
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This annoys me: https://www.stuff.co.nz/travel/360608305/ex-cyclone-alfred-afternath-im-stuck-cruise-ship

 

Going on a cruise has inherent risks. Even without factoring in a cyclone. 

 

To go on any overseas holiday without travel insurance is beyond risky, but a cruise? Madness! 

 

And now we have an article in the news about it...random guy from small town can't afford to get home, because he didn't think ahead...





Handsome Dan Has Spoken.
Handsome Dan needs to stop adding three dots to every sentence...

 

Handsome Dan does not currently have a side hustle as the mascot for Yale 

 

 

 

*Gladly accepting donations...


Rikkitic
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  #3351968 10-Mar-2025 10:04
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Handsomedan:

 

This annoys me: https://www.stuff.co.nz/travel/360608305/ex-cyclone-alfred-afternath-im-stuck-cruise-ship

 

Going on a cruise has inherent risks. Even without factoring in a cyclone. 

 

To go on any overseas holiday without travel insurance is beyond risky, but a cruise? Madness! 

 

And now we have an article in the news about it...random guy from small town can't afford to get home, because he didn't think ahead...

 

 

I think you have to take these kinds of stories with a big boulder of salt!

 

 





Plesse igmore amd axxept applogies in adbance fir anu typos

 


 


networkn
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  #3351969 10-Mar-2025 10:06
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I'm coining a new phrase which these articles fit the bill for called 'outrage harvesting'

 

 

 

Perhaps it's outrage manafacturering


trig42
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  #3351975 10-Mar-2025 10:57
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Handsomedan:

 

This annoys me: https://www.stuff.co.nz/travel/360608305/ex-cyclone-alfred-afternath-im-stuck-cruise-ship

 

Going on a cruise has inherent risks. Even without factoring in a cyclone. 

 

To go on any overseas holiday without travel insurance is beyond risky, but a cruise? Madness! 

 

And now we have an article in the news about it...random guy from small town can't afford to get home, because he didn't think ahead...

 

 

I (sort of) agree.

 

He was doing a cruise out of Australia, not going to any other countries. Some may say safer than staying in Sydney or going to Australia Zoo? I wouldn't have purchased travel insurance for that cruise either (in fact, we did one ex. Auckland to Fiji a couple of years back that I didn't bother with TA for either). I am going on one this week out of Hong Kong through Asia - definitely got insurance for that.

 

I'm unsure if Travel Insurance would have helped this fella either? Does it cover an 'act of god'? making you unable to get to the airport? He's going to be relying on the cruise company or the airline (or friends/givealittle/parents) to get home.


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  #3351977 10-Mar-2025 11:10
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trig42:

 

Handsomedan:

 

This annoys me: https://www.stuff.co.nz/travel/360608305/ex-cyclone-alfred-afternath-im-stuck-cruise-ship

 

Going on a cruise has inherent risks. Even without factoring in a cyclone. 

 

To go on any overseas holiday without travel insurance is beyond risky, but a cruise? Madness! 

 

And now we have an article in the news about it...random guy from small town can't afford to get home, because he didn't think ahead...

 

 

I (sort of) agree.

 

He was doing a cruise out of Australia, not going to any other countries. Some may say safer than staying in Sydney or going to Australia Zoo? I wouldn't have purchased travel insurance for that cruise either (in fact, we did one ex. Auckland to Fiji a couple of years back that I didn't bother with TA for either). I am going on one this week out of Hong Kong through Asia - definitely got insurance for that.

 

I'm unsure if Travel Insurance would have helped this fella either? Does it cover an 'act of god'? making you unable to get to the airport? He's going to be relying on the cruise company or the airline (or friends/givealittle/parents) to get home.

 

 

Going to Australia (to go on a cruise) and not buying Travel Insurance? Very risky behaviour
What if you trip over in Sydney on your way to the boat and break your arm / leg? Good luck paying your medical bills or getting your cruise fees back, that's what insurance is for. Or your bags are lost / stolen / mis-shipped between NZ & Oz and you end up with nothing except what you're wearing?

 

And loss of air fare ("cancellation insurance") is IMO exactly what Travel Insurance ought to cover

 

Seems to me that this young man took a big financial risk - possibly without thinking about it even for a second - and is now complaining because the risk materialised and has become an issue


trig42
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  #3351980 10-Mar-2025 11:30
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^ Agree.

 

If I had not bought insurance, I wouldn't have been complaining to the media about being out of pocket. I'm just saying I'd be happy to take the risk (as he was - the cruise company bugs you about Insurance a LOT before boarding) on an Australian cruise. In my opinion, I wouldn't call it VERY risky. I'd say there was a risk, but everything has a risk. I don't have the appetite to take on a risk of cruising through South East Asia for a month without insurance, I will take on the risk of travelling to Australia without it.


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  #3351997 10-Mar-2025 12:11
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I wouldn't get on an international flight (even if it's just to Oz) without travel insurance. 

 

It can be so cheap, depending on the type of cover you get. 

Quick quote via Sthn X shows $30 probably could have saved him any and all hassle

 



 

 





Handsome Dan Has Spoken.
Handsome Dan needs to stop adding three dots to every sentence...

 

Handsome Dan does not currently have a side hustle as the mascot for Yale 

 

 

 

*Gladly accepting donations...


neb

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  #3351998 10-Mar-2025 12:12
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PolicyGuy: Seems to me that this young man took a big financial risk - possibly without thinking about it even for a second - and is now complaining because the risk materialised and has become an issue

 

In particular he's spent (presumably) thousands of dollars on a cruise, and then doesn't spend $30-60 to protect it?


SirHumphreyAppleby
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  #3352004 10-Mar-2025 12:17
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Handsomedan:

 

I wouldn't get on an international flight (even if it's just to Oz) without travel insurance. 

 

 

I get travel insurance using my credit card and last time I looked the benefits were better than those offered with basic travel insurance. The criteria to activate the insurance for the card is now paying $500 on the card and not at least 50% as it was in the past, which I guess is good for long haul travel, but cheap tickets to Australia may not be such a great deal if you have to add additional insurance costs on.


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  #3352007 10-Mar-2025 12:31
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networkn:

 

I'm coining a new phrase which these articles fit the bill for called 'outrage harvesting'

 

 

 

Perhaps it's outrage manafacturering

 

 

'Rage bait' is a common term for this sort of thing.


floydbloke
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  #3352009 10-Mar-2025 12:44
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Journeyman:

 

networkn:

 

I'm coining a new phrase which these articles fit the bill for called 'outrage harvesting'

 

 

 

Perhaps it's outrage manafacturering

 

 

'Rage bait' is a common term for this sort of thing.

 

 

Now we need to coin a phrase for when someone coins a phrase for which a phrase has already been coined, unless a phrase has already been coined for this of course.





Sometimes I use big words I don't always fully understand in an effort to make myself sound more photosynthesis.


Rikkitic
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  #3352012 10-Mar-2025 12:57
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There are no one size fits all solutions, just one size fits all armchair answers. I travelled the world for years without insurance and did just fine. Sure, I was lucky but I also had confidence in my survival abilities. 

 

When you are young and fit you are bulletproof and there is some basis for that. Being alive is a gamble. So are cruises.

 

When I hit my sixties prudence began to take over and I began insuring for my health, though not for my possessions. That worked out well. I had a urinary tract infection in Singapore and pneumonia in Bali, both fully covered. I also bought insurance I didn't need for a family visit to Sydney and Melbourne. It wasn't expensive and I was glad for the reassurance, as one tends to be in one's 70's. 

 

If I travelled today I would also have insurance, solely because I am elderly. But I probably wouldn't bother if I was young and single and poor again. Life is a calculated risk.

 

 





Plesse igmore amd axxept applogies in adbance fir anu typos

 


 


Eva888
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  #3352119 10-Mar-2025 14:23
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On a cruise a one hour trip to the ships doctor cost me $750 including a few tests they ran. Once you are on a ship and it’s out in international waters you still need someone to medvac, airlift you off if time is of the essence. I would never cruise or holiday without insurance. Even the around Australia cruises still go into international waters so they can have the Casino running and the Duty Free. 


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