eracode:

 

Gull is a bit of a ‘have’ now that U-Go is here.

 

None of those near me tho.

richms:

 

eracode:

 

Gull is a bit of a ‘have’ now that U-Go is here.

 

 

None of those near me tho.

 

We’re just a bit lucky that our closest petrol is U-Go 500m away. Consistently cheaper than Gull - and especially on Thursdays when they all have their competitive discount day.

eracode:

 

We’re just a bit lucky that our closest petrol is U-Go 500m away. Consistently cheaper than Gull - and especially on Thursdays when they all have their competitive discount day.

 

In the South Island, McKeown is often the cheapest option.  NPD's unmanned stations tend to be OK too and so are Allied.  A merger of NPD and Gull is being considered by the com-com.  I'm not sure what that would do to pricing.  Gull is mainly NI and NPD mainly SI, so a merger wouldn't give them more market power at the local level.  Perhaps better purchasing power together and a higher margin?

I try to go to Waitomo when I head over to Tauranga, as it's just off the motorway and it tends to be the cheapest around. Although I see they're opening one here in Whakatane so that might mix things up a bit :)

EFTPOS/Credit cards:  My main card never seems to make it to expiry date without starting to have a lot of "chip errors" "please" swipe" "card must be inserted" .... 

I'm currently nursing my main card along toward an expiry that is still several months away.  I keep it in my wallet.  That wallet is rigid, so it doesn't get bent.

Do other people have similar experiences?  Can I treat the expiry date as a warranty term?

MikeAqua:

 

EFTPOS/Credit cards:  My main card never seems to make it to expiry date without starting to have a lot of "chip errors" "please" swipe" "card must be inserted" .... 

 

I'm currently nursing my main card along toward an expiry that is still several months away.  I keep it in my wallet.  That wallet is rigid, so it doesn't get bent.

 

Do other people have similar experiences?  Can I treat the expiry date as a warranty term?

 

You can just ask the bank to send you a replacement card, after telling them what the problem is. You don’t need to wait until the expiry.

I’ve had problems with my signature effectively disappearing from the white patch on the back of the card. Not really a problem within NZ but can be when travelling overseas. I’ve done it previously and am about to do it again.

MikeAqua:

 

EFTPOS/Credit cards:  My main card never seems to make it to expiry date without starting to have a lot of "chip errors" "please" swipe" "card must be inserted" .... 

 

I'm currently nursing my main card along toward an expiry that is still several months away.  I keep it in my wallet.  That wallet is rigid, so it doesn't get bent.

 

Do other people have similar experiences?  Can I treat the expiry date as a warranty term?

 

Yep, often starts with occasional random failures, failing only with specific machines, but steadily it gets worse and worse until it just flat out fails most of the time with most machines. Strangely I've not had a chip card with a 100% failure rate -- at worst it just fails say 90% of the time which is still annoying.

The only saving grace is the insert-swipe-insert-swipe fallback comes in quite useful but I have seen some machines not do this.

Sometimes I find rubbing the chip area with fabric before inserting a second time seems to help.

It's the reason I still keep an old school EFTPOS card for debit transactions -- the mag strip just works and I find the translation completes a lot faster too. For credit I try and use mobile/contactless when i can. So far my current chip cards has survived pretty well -- but probably only because I hardly ever use the chip anyway.

MikeAqua:

 

EFTPOS/Credit cards:  My main card never seems to make it to expiry date without starting to have a lot of "chip errors" "please" swipe" "card must be inserted" .... 

 

I'm currently nursing my main card along toward an expiry that is still several months away.  I keep it in my wallet.  That wallet is rigid, so it doesn't get bent.

 

Do other people have similar experiences?  Can I treat the expiry date as a warranty term?

 

Yes, I normally use Apple Pay but on very rare occasions when I need to use the physical card it often requests insertion, then swiping, then it gives up and fails. At that point I have to get the card replaced, but the problem eventually recurs. 

I'm with BNZ if that makes a difference.

eracode:

 

You can just ask the bank to send you a replacement card, after telling them what the problem is. You don’t need to wait until the expiry.

 

My bank (ANZ) charge for new cards prior to expiry date.  They also disable the current card until a new one arrives, which can take up to 10 business days (ie two weeks).

So I guess if the chip is dead then the NFC dies as well on it? Gonna be interesting once the no swipe machines become more common when people have card failures.

eracode:

 

richms:

 

eracode:

 

Gull is a bit of a ‘have’ now that U-Go is here.

 

 

None of those near me tho.

 

 

We’re just a bit lucky that our closest petrol is U-Go 500m away. Consistently cheaper than Gull - and especially on Thursdays when they all have their competitive discount day.

 

Where I live, Waitomo & U-Go were about $2.509/L for 91 octane. I filled up a full tank a few days ago, in the event that Iran turns into a replay of Vietnam or Afghanistan.

Faulty cards can still be used for online purchases. Expired cards can still be used in eftpos terminals when the transaction can get to the bank for authorisation. 
I’m glad my bank allowed me to keep my debit visa while ordering a replacement required due to a faulty chip. Is ANZ charging due to high amount of mistreatment of cards? 

MikeAqua:

 

My bank (ANZ) charge for new cards prior to expiry date.  They also disable the current card until a new one arrives, which can take up to 10 business days (ie two weeks).

 

Sounds like another reason not to have that bank (unless you have no choice, of course). My Kiwibank card failed once and I have had to repeat a couple supermarket transactions but nothing major. No charge for a replacement card and no BS either. It just arrives after a reasonable period of time.

richms:

 

So I guess if the chip is dead then the NFC dies as well on it? Gonna be interesting once the no swipe machines become more common when people have card failures.

 

Yes. I noticed a chip failure because Paywave stopped working.

When the bogans next door promise to finish their party by midnight but are still yahooing around at 200 dB at 0:40.