How do you get a credit lock? I take it to mean no one, including yourself, would be able to use your name to get credit from anyone? Or from specific agencies?
A PIN gets put on your account if access is required. Too bad this isn't the default behavior where you could get something akin to a 2FA request to allow it to be opened.
I was also under the impression that if you placed a lock with any of the agencies that this was shared with the others but I'm not seeing that info.
I was affected by the Latitude/Gem Visa breach. I found that some of the credit agencies offer to request the credit file lock with the other agencies, and others don't.
It's very poor that you need to keep proactively requesting the lock. Yet another instance where the individuals rights come last.
In one hand they're copy pasting everyone 'its not exactly our fault your account may have been used in fraud'
While in another "it's currently in the queue for our Customer Service team to review. We are currently experiencing higher than usual customer contact and do thank you for your patience."
Oh dear. How long until a potential breach is confirmed
There's lots of phishing warning for misuse of account. But they seem to be targeting known acct holders?
Just attempting to find a correlation here for a reason for the notice - my card on file was long expired and so are a lot of people's cards that I've talked to who have received the warning e-mail....others who have current cards with them have not received the e-mail
The VPN warning goes away for me only when I disable Malwarebytes Browser Guard. I deactivated the account anyway --- and now I get lots of marketing e-mails from them 🤣
Mine wasn't expired, but the bank had cancelled it. They never replied to my email about receiving the email. But I have now requested the account be deleted.
Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly
to your computer or smartphone by using a feed reader.
Trusted
ID Verified
