Today's Whiskey Tango Foxtrot

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#3272088 15-Aug-2024 15:18

Bung:

Rikkitic:

My own personal feeling is that it doesn’t make a damn bit of difference. It may make things a little less convenient for the crims, and a lot less convenient for legitimate folk, but anyone who wants to launder serious money isn’t going to be bothered by this sort of petty small scale bullshit.

They aren't bothered, they just get a pensioner with time to spare to do it.

Or someone that thinks they can "work from home" based on a facebook ad.

Richard rich.ms

neb

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#3272093 15-Aug-2024 15:28

Rikkitic: I don’t know if this kind of thing is reasonable or justified or not. I don’t feel that it is but admittedly I don’t really know. What do others think about it?

Handling cash is a huge money-loser for banks so it could also be a convenient way for them to discourage anyone trying to interact with them with cash.

FineWine

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#3272177 15-Aug-2024 17:01

neb:Handling cash is a huge money-loser for banks so it could also be a convenient way for them to discourage anyone trying to interact with them with cash.

🤣 love it 🤣

Whilst the difficult we can do immediately, the impossible takes a bit longer. However, miracles you will have to wait for.

wellygary

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#3272179 15-Aug-2024 17:13

Rikkitic:

I don’t know if this kind of thing is reasonable or justified or not. I don’t feel that it is but admittedly I don’t really know. What do others think about it? Is requiring bank ID to change a $50 note really going to bring those multi-million dollar gangsters to their knees? Will it make them run around with bags of money buying drinks in bars to turn big notes into small? Are there any signs of less drugs on the streets as a result of this kind of thing?

My own personal feeling is that it doesn’t make a damn bit of difference. It may make things a little less convenient for the crims, and a lot less convenient for legitimate folk, but anyone who wants to launder serious money isn’t going to be bothered by this sort of petty small scale bullshit. It is just box ticking that only hits the little guy so the politicians can claim they are doing something about it.

Or have I got that wrong?

Its bureaucratic box ticking,

The regs changed in June 2024,

Basically any in person transaction now requires "customer due diligence" .

https://www.rbnz.govt.nz/-/media/project/sites/rbnz/files/regulation-and-supervision/anti-money-laundering/guidance-and-publications/enhanced-customer-due-diligence-guideline-2024.pdf

As mentioned by others, real money launders will just roll up a bunch of OAPs, who just provide a burner mobile numbers if they need to...

k1w1k1d

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#3272199 15-Aug-2024 18:50

Bit rough to go through all that if ATM's pump out $50's, which probably nobody wants.

ATM's dishing out $20's was bad enough, but $50's are just a pia.

PolicyGuy

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#3272200 15-Aug-2024 18:53

Rikkitic:

I don’t use cash a lot at the moment, though I hope to change that.

So the other day I made a rare visit to an ATM to get some money to pay the kid who mows my lawn. I expected twenties, which it always used to disgorge, but this time it gave me 50s. Ah well.

Today I was in town again for the dentist. I popped into one of the few remaining Kiwibank offices that happened to be close by. I asked if they could change a 50 for me.

When I need to get change from an ATM's $50 note, I just pop in to the supermarket, grab something cheap that I need, then pay for it with cash at the self serve checkout. It gives me change in $5, $10 and/or $20 plus shrapnel. Much quicker than going into any bank, even without the AML rubbish.

None of the banks (not just Kiwibank) want people to come in to their offices, they're worried they'll drop dust & dirt on their nice clean carpets, upset the feng shui of their carefully arranged furniture and even worse distract staff from their essential administrative tasks.
"'Customer service'? Yes, we've heard of that. Why do you ask?"

kingdragonfly

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#3272613 16-Aug-2024 16:21

BBC: Disney+ terms prevent allergy death lawsuit, Disney says

Disney World is arguing a man cannot sue it over the death of his wife because of terms he signed up to in a free trial of Disney+.

Jeffrey Piccolo filed a wrongful death lawsuit against Disney after his wife died in 2023 from a severe allergic reaction after eating at a restaurant at the theme park.

However, Disney argues its terms of use, which Mr Piccolo agreed to when creating his Disney account in 2019, means they have to settle out of court.

Mr Piccolo alleges that the restaurant at Disney World - in Orlando, Florida - that he and his wife dined at did not take enough care over her severe allergies to dairy and nuts, despite being repeatedly told about them.

Dr Kanokporn Tangsuan died in hospital later that day, 5 October 2023.

According to the legal filing, her death was confirmed by a medical examiner "as a result of anaphylaxis due to elevated levels of dairy and nut in her system."

He is suing Disney for a sum in excess of $50,000 plus legal costs.

Disney wants the case in the courts to be halted, and for the dispute to be resolved out of court, in a process called arbitration.

The entertainment company argues it cannot be taken to court because, in its terms of use, it says users agree to settle any disputes with the company via arbitration.
...

neb

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#3272680 16-Aug-2024 19:39

It's more complex than that, I can't remember all the finicky bits but he used the Disney+ account before and after the incident occurred to access the web site for the restaurant, and the restaurant wasn't run by Disney, merely on the property and run by someone else.

It's like the McDonalds hot coffee lawsuit, the sensationalised version that's reported is rather different from the real story.

SomeoneSomewhere

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#3272681 16-Aug-2024 19:48

It still raises the questions of:

Did they truly understand that they were signing away their right to sue in the event of something as serious as wrongful death, whether it's a media thing or access to the park?
Is it sensible to be allowing mandatory binding arbitration with no right of appeal in something as serious as wrongful death?
Does the US need to do work to improve the cost and process of the legal system so that binding arbitration is less appealing?

neb

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#3272682 16-Aug-2024 19:51

Either Disney's lawyers know something we don't or they really screwed up, the obvious approach would have been to say that it's not their problem since they merely owned the land the restaurant was on and they weren't involved in any way in causing the death. It also appears the victim's lawyers decided to sue the organisation with the deepest pockets and where they'd get the most publicity, possibly hoping for a quiet and lucrative settlement rather than having to go to trial.

gzt

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#3272687 16-Aug-2024 20:20

neb: It's more complex than that, I can't remember all the finicky bits but he used the Disney+ account before and after the incident occurred to access the web site for the restaurant, and the restaurant wasn't run by Disney, merely on the property and run by someone else.

According to this article Jeffrey Piccolo purchased Disney Theme Park tickets using a Disney+ account and the account contained the terms and conditions with the binding arbitration clause which Disney claims covers both the Walt Disney Company and it's affiliates. Disney claims the restaurant as an affiliate. That seems clear enough.

Rikkitic

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#3272777 17-Aug-2024 08:33

This surely qualifies as a Whisky TF!

Plesse igmore amd axxept applogies in adbance fir anu typos

SomeoneSomewhere

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#3272822 17-Aug-2024 11:28

Rikkitic:
This surely qualifies as a Whisky TF!

Yeah, saw that one. Even disregarding the whole blind thing, anyone in that position should be able to list the acceptable IDs. Passport, 18+ card, whatever.

I can see them saying that a gold card isn't adequate, but there are better ways to state that.

Daft.