Johnk:
To add to the above, I started bringing up a family of four in Auckland on 55k closer to 65k now, sure that's a struggle, but we make do.
But I'm thankful for the small bit the govt does with WFF to help ends meet.
If I want to earn more money I know that I need to either retrain, up skill, or start my own business up ( I work in the construction industry)
Likewise, it wasn't many years ago we were managing in Auckland with 3 on just over 50k.