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Topic # 114945 8-Mar-2013 08:47
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So this person backed into my door at low speed giving it a noticeable dent and paint damage. They gave me their name and number. I got a price to repair and let them know (answerphone) but they will not answer my calls. Now what?

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  Reply # 776640 8-Mar-2013 08:50
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I would just contact the police or go via your insurance company to chase them

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  Reply # 776642 8-Mar-2013 08:51
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Contact your insurance company. Providing you give them details of the other party and you weren't at fault you typically won't pay an excess.


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  Reply # 776645 8-Mar-2013 08:55
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Do you know that they gave you their actual name and number and not someone else's?

If the details are correct, find their address and pass it onto your insurance company (or are you not going through insurance companies?)

If details are wrong then go to the police with their license plate number and see if you can get registered persons name and address (police will likely do some to them for supplying false details too, maybe)

Worst case scenario is (if not going through insurance companies) you probably need to file in the disputes tribunal. Otherwise, your insurance company should chase their insurance company.

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  Reply # 776646 8-Mar-2013 08:59
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Try calling from a different phone

They may be using CallerID  to identify and ignore you.

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  Reply # 776652 8-Mar-2013 09:20
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Police, insurance company.




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  Reply # 776656 8-Mar-2013 09:22
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Go via insurance company. Takes the hassles away from you.

I had a guy who crashed into the back of me and then started stating later he was adamaent it was my fault. Luckily I had first party insurance and after my insurance company spoke to hi he backed down.





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  Reply # 776660 8-Mar-2013 09:28
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We had a similar thing happen to us. Guy backed into us in a shopping car park, gave us his contact details etc .. He was very friendly and apologetic at the time, stating that we don’t need to worry. He will pay for all damages etc etc ..

We contacted out insurance, who in turn contacted him. He changed his story and no longer admitted fault. He told my insurance company that we both drove into each other.

In the end insurance still covered our damage, but we ended up having to pay the $400 excess.

Lesson learnt: Next time take pictures, get a written statement from the other person involved. If need be, drive straight down to the police station with them to do this. Don't leave it. Many people out there are dishonest.



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  Reply # 776828 8-Mar-2013 12:47
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the thing is my car doesn't have a wof

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  Reply # 776839 8-Mar-2013 13:00
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qwerty7: the thing is my car doesn't have a wof


You should have told us that to start with as it may change things



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  Reply # 776841 8-Mar-2013 13:03
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No it doesn't work like that.  The insurance company does not care whether you have a WOF.  If say, your brakes didnt' work, and their failure caused an accident, that would be different.   But you should be fine.

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  Reply # 776842 8-Mar-2013 13:03
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Unless your car crash was a direct result of not having a WOF it doesn't matter you didn't have a WOF.

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  Reply # 776845 8-Mar-2013 13:07
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keewee01:
qwerty7: the thing is my car doesn't have a wof


You should have told us that to start with as I suspect it changes everything!!

So that is why it is being kept away from insurance companies!

Do they know that it doesn't have a WOF?

You might just have to wear it as I doubt any insurance company, police or disputes court are going to help you out as basically your car is on the road illegally.


The other driver doesn't have any "That car shouldn't have been there" defence. He backed into qwerty7 and the wof is irrelevant. If qwerty7 had driven into him because his car had a fault that would be different.

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  Reply # 776848 8-Mar-2013 13:08
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qwerty7: the thing is my car doesn't have a wof


Is your car in roadworthy condition?

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  Reply # 776866 8-Mar-2013 13:14
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Bung:
keewee01:
qwerty7: the thing is my car doesn't have a wof


You should have told us that to start with as I suspect it changes everything!!

So that is why it is being kept away from insurance companies!

Do they know that it doesn't have a WOF?

You might just have to wear it as I doubt any insurance company, police or disputes court are going to help you out as basically your car is on the road illegally.


The other driver doesn't have any "That car shouldn't have been there" defence. He backed into qwerty7 and the wof is irrelevant. If qwerty7 had driven into him because his car had a fault that would be different.


True. What I should have queried was road-worthyness as Klipspringer has. That might be the thing that tips the scales.

I wonder if because there is no warrant that there is also no insurance... qwerty has really only given us some of the facts and we are commenting on an incomplete picture.



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  Reply # 776869 8-Mar-2013 13:20
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keewee01:
I wonder if because there is no warrant that there is also no insurance...


There is a thread about that


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