Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




2552 posts

Uber Geek
+1 received by user: 577

Trusted
Subscriber

Topic # 223961 26-Oct-2017 08:47
Send private message quote this post

Hi all

 

Currently I have my budget setup in excel and hate to think what I spend on toys and other expenses each fortnight.

 

So I am really looking for a tool/app/website that will do the following

 

1) I am really lazy so something that import feeds from my bank accounts would be good <-- not a must have but really nice to have

 

2) Remind me when a bill/sub is coming up (i.e. spotify, netflix etc).

 

3) Have an app or a smart device friendly interface

 

4) Able to deal with more than 1 bank account

 

5) Be able to deal with credit cards. 

 

6) Free is good but willing to pay around $5 - $10 a month.

 

7) If it is feed base from my bank accounts/credit cards it should have some smarts around it for category of expenses or learn from past transactions.

 

 

 

Many years ago i looked at heaps (from kiwibank) but that seems to be long gone.

 

 

 

Any ideas would be great :)

 

I have done a google search etc but most of them are US based with no support for NZ. 

 

 

 

 


Create new topic
129 posts

Master Geek
+1 received by user: 2


  Reply # 1889736 26-Oct-2017 09:39
Send private message quote this post

https://www.pocketsmith.com

 

NZ Based, I know it does all you request except 2) - which it might do, I've just never used it.




2552 posts

Uber Geek
+1 received by user: 577

Trusted
Subscriber

  Reply # 1889740 26-Oct-2017 09:52
Send private message quote this post

phrozenpenguin:

 

https://www.pocketsmith.com

 

NZ Based, I know it does all you request except 2) - which it might do, I've just never used it.

 

 

 

 

Thanks will look into it :)

 

 


 
 
 
 


3723 posts

Uber Geek
+1 received by user: 564

Trusted
Subscriber

  Reply # 1889802 26-Oct-2017 12:48
Send private message quote this post

I recommend YNAB. In terms of your requirements:

 

1.) I believe ASB allows a live feed of data. Otherwise check that your bank allows you to export an OFX file which you can then import into YNAB. I do this weekly and the workload is minimal.

 

2.) You can schedule transactions if they are a regular fixed amount. The system will prompt you to budget for these expenses, and will automatically identify and clear the payment when it pops up in your upload file.

 

3.) Yes, the app is very usable.

 

4.) Yes, you can have multiple accounts and you can specify particular accounts as 'off budget' for things like Kiwisaver.

 

5.) Yes, the system will ensure that you allocate enough money to pay your credit card in full each month. If you are not able to pay your credit card in full each month then I would suggest investigating how the system would require you to deal with this.

 

6.) There is a subscription fee roughly around $5 a month I think. I believe you can trial it for free.

 

7.) Yes, it learns the correct categorisation based on past behaviour but I recommend reviewing all transactions anyway as I find they occasionally get categorised differently from what I wanted. 

 

I highly recommend dedicating some time to learning and implementing it correctly rather than rushing it, particularly if you don't have a lot of experience with financial analysis. Having a decent budgeting tool and using it effectively will reap huge rewards in the long term.


Create new topic



Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Propel launch Disney Star Wars Laser Battle Drones
Posted 19-Nov-2017 21:26


UFB killer app: Speed
Posted 17-Nov-2017 17:01


The case for RSS — MacSparky
Posted 13-Nov-2017 14:35


WordPress and Indieweb: Take control of your online presence — 6:30 GridAKL Nov 30
Posted 11-Nov-2017 13:43


Chorus reveals technology upgrade for schools, students
Posted 10-Nov-2017 10:28


Vodafone says Internet of Things (IoT) crucial for digital transformation
Posted 10-Nov-2017 10:06


Police and Facebook launch AMBER Alerts system in NZ
Posted 9-Nov-2017 10:49


Amazon debuts Fire TV Stick Basic Edition in over 100 new countries
Posted 8-Nov-2017 05:34


Vodafone VoIP transition to start this month
Posted 7-Nov-2017 12:33


Spark enhances IoT network capability
Posted 7-Nov-2017 11:33


Vocus NZ sale and broadband competition
Posted 6-Nov-2017 14:36


Hawaiki reaches key milestone in landmark deep-sea fibre project
Posted 4-Nov-2017 13:53


Countdown launches new proximity online shopping app
Posted 4-Nov-2017 13:50


Nokia 3310 to be available through Spark New Zealand
Posted 4-Nov-2017 13:31


Nest launches in New Zealand
Posted 4-Nov-2017 12:31



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.