Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


lchiu7

5356 posts

Uber Geek

Trusted

#237947 26-Jun-2018 14:45
Send private message

I recall BK launched with quite a fanfare their ability to take Apple Pay and with that Android Pay. And of course any NFC payments card.

But on the last year occasions I visited BK, two different Wellington locations I have noticed their ATM's now are marked no Paywave.

Since Paywave transactions include higher transaction fees versus card swipe I wonder if some bean counter has decided the cost was too high and asked their Bank to remove them all..

Wellington only, maybe it's different across the country?





Staying in Wellington. Check out my AirBnB in the Wellington CBD.  https://www.airbnb.co.nz/rooms/32019730  Mention GZ to get a 10% discount

 

System One: Popcorn Hour A200,  PS3 SuperSlim, NPVR and Plex Server running on Gigabyte Brix (Windows 10 Pro), Sony BDP-S390 BD player, Pioneer AVR, Raspberry Pi running Kodi and Plex, Panasonic 60" 3D plasma, Google Chromecast

System Two: Popcorn Hour A200 ,  Oppo BDP-80 BluRay Player with hardware mode to be region free, Vivitek HD1080P 1080P DLP projector with 100" screen, Denon AVRS730H 7.2 Channel Dolby Atmos/DTS-X AV Receiver, Samsung 4K player, Google Chromecast, Odroid C2 running Kodi and Plex

 

 


View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3 | 4 | 5 | 6 | 7
Hashtagtruth
41 posts

Geek
Inactive user


  #2044139 26-Jun-2018 14:47

Same thing has happened at BK Diners across Auckland.

 

Apparently old people don't trust paywave they think that they are going to take out more money... 

 

 


sbiddle
29274 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  #2044143 26-Jun-2018 14:52
Send private message

Paywave transactions costs no more than regular chip transaction.

 

Credit card transractions however cost more than EFTPOS, and I suspect they've seen growth in the number of credit card vs EFTPOS transactions which has increased their cost.

 

 


 
 
 
 


wellygary
4999 posts

Uber Geek


  #2044144 26-Jun-2018 14:54
Send private message

It certainly appears to be Nationwide

 

https://www.facebook.com/BurgerKingNZ/posts/10155663919276172

 

Given the place is owned by a bunch of Private equity Bankers it would not surprise me if they killed off Paywave..

 

 

 

 


Hashtagtruth
41 posts

Geek
Inactive user


  #2044145 26-Jun-2018 14:56

Definitely a step backwards. 


AidanS
458 posts

Ultimate Geek


  #2044158 26-Jun-2018 15:14
Send private message

sbiddle:

 

Paywave transactions costs no more than regular chip transaction.

 

 

If a New Zealand issued EFTPOS/DEBIT card is chipped doesn't it run through the local EFTPOS network which has lower/free fees, but if an EFTPOS/DEBIT card is tapped then it incurs the Visa/MC fee as it's now used a different network?

 

Whereas if a credit card is chipped it uses the Visa/MC network same as if it's tapped so credit card fees are the same, hence why lot's of dairies / takeaways / bakeries don't accept credit card at all but will accept chip DEBIT cards.

 

 

Reference: http://www.retail.org.nz/system/resources/W1siZiIsIjIwMTUvMTEvMDYvMTRfMjNfNDBfMjM3X1Rvd2FyZHNfRmFpcmVyX1BheW1lbnRzX0ZlZXNfTm92XzIwMTUucGRmIl1d/Towards%20Fairer%20Payments%20Fees%20-%20Nov%202015.pdf

 

 


wellygary
4999 posts

Uber Geek


  #2044159 26-Jun-2018 15:17
Send private message

AidanS:

 

sbiddle:

 

Paywave transactions costs no more than regular chip transaction.

 

 

If a New Zealand issued EFTPOS/DEBIT card is chipped doesn't it run through the EFTPOS network which has lower/free fees, but if an EFTPOS/DEBIT card is tapped then it incurs the Visa/MC fee as it's now used a different network?

 

 

CC transactions either Wave or insert incur Visa/MC fees

 

The only way to make an EFTPOS transaction is swipe and pin...


AidanS
458 posts

Ultimate Geek


  #2044160 26-Jun-2018 15:19
Send private message

wellygary:

 

AidanS:

 

sbiddle:

 

Paywave transactions costs no more than regular chip transaction.

 

 

If a New Zealand issued EFTPOS/DEBIT card is chipped doesn't it run through the EFTPOS network which has lower/free fees, but if an EFTPOS/DEBIT card is tapped then it incurs the Visa/MC fee as it's now used a different network?

 

 

CC transactions either Wave or insert incur Visa/MC fees

 

The only way to make an EFTPOS transaction is swipe and pin...

 

 

Yes for credit cards because they don't use the local EFTPOS network at all.

 

However you can make an EFTPOS transaction by chip-inserting a NZ EFTPOS enabled DEBIT card.


 
 
 
 


Dairyxox
1530 posts

Uber Geek


  #2044173 26-Jun-2018 15:47
Send private message

They should get rid of electronic payments altogether if they want to keep backtracking advancements & save costs.

 

While they're at it, get rid of electrical store lighting, and replace it with candles. Imagine the ambiance - customers would love it! A real medieval theme to go with the 'King'.

 

Electronic cash registers for pencil & paper. etc

 

Yakhchāl's for the frozen drinks

 

...Luddites.


Rikkitic
Awrrr
12934 posts

Uber Geek

Lifetime subscriber

  #2044182 26-Jun-2018 16:04
Send private message

As one with certain Luddite sympathies, I can only applaud the decision to dump pay-wave, not that I have ever darkened the doorway of a Burger King nor would I ever contemplate doing so.  

 

I sniff at pay-wave. It is completely unnecessary, gimmicky and pointless, the ultimate answer to a non-existent problem.  It serves only to provide something else banks can charge fees for. Cash is my preferred medium. It doesn't leave a paper trail for advertisers and authorities and it keeps working when the Eftpos system goes down. 

 

 





I don't think there is ever a bad time to talk about how absurd war is, how old men make decisions and young people die. - George Clooney
 


hio77
'That VDSL Cat'
12609 posts

Uber Geek

Trusted
Subscriber

  #2044187 26-Jun-2018 16:21
Send private message

Contactless is probably about 85% of my transactions, the rest being Chip/Swipe depending on card - Which quite honestly is an inconvenience to pull out for low cost items.

 

 

 

i personally hate cash, it's dirty; Germ filled.. Not to mention takes up room in the wallet...

 

The dinosaurs need to stop clutching onto fees





#include <std_disclaimer>

 

Any comments made are personal opinion and do not reflect directly on the position my current or past employers may have.

 


Hashtagtruth
41 posts

Geek
Inactive user


  #2044188 26-Jun-2018 16:21

@Rikkitic cash is your preferred payment method? you must be old fashioned.   

 

I agree with @hio77 cash is dirty to handle.


Handsomedan
3123 posts

Uber Geek

Trusted
Subscriber

  #2044189 26-Jun-2018 16:23
Send private message

Rikkitic:

 

 

 

I sniff at pay-wave. It is completely unnecessary, gimmicky and pointless, the ultimate answer to a non-existent problem.  It serves only to provide something else banks can charge fees for. Cash is my preferred medium.

 

 

Couldn't disagree with you more.

 

The reason that QSR's (Quick Service Restaurants) went down the contactless route in the first place is that they were trying to shift the queue from one place to another to reduce queue abandonment. i.e. from pre-order to post-order. They were also trying to speed up the process of ordering.

 

When a customer has paid, but has to wait a long time for their food due to queues, they won't walk away - if you haven't yet ordered (and time is critical in these situations at rush-hour) and you have to wait an "unreasonable amount of time" to get fast food, there is little consequence for abandoning the queue and so people do exactly that.

 

Cash on the other hand carries massive cost to process, issues with Health and Safety of workers (hence the cost of then paying for a security firm to come and collect it) and the issue of store security - you can't steal EFTPOS transactions in an armed hold up.

 

 

 

There have been massive studies done overseas on why QSR's use contactless payments, despite the cost associated with accepting contactless...the benefits have always outweighed the costs.

 

My gut feeling is that BK are feeling the pinch and are looking for any way to reduce the costs of running their stores (downsize products, reduce staff, clean less often etc) and contactless would cost them thousands a year, so it's an obvious target.

 

It's not a great look though, because a lot of customers are inconvenienced once the expectation of contactless is there...and with the advent of Apple and Android and Garmin Pay, there will be even more expectation that it will be available.

 

 





Handsome Dan Has Spoken.
Handsome Dan is also still somewhat perplexed...


Beccara
1287 posts

Uber Geek


  #2044190 26-Jun-2018 16:23
Send private message

It's so much faster and allows for things like google/apple pay, PW makes up 50% of my transactions now





Most problems are the result of previous solutions...

All comment's I make are my own personal opinion and do not in any way, shape or form reflect the views of current or former employers unless specifically stated 

Rikkitic
Awrrr
12934 posts

Uber Geek

Lifetime subscriber

  #2044192 26-Jun-2018 16:31
Send private message

Hashtagtruth:

 

@Rikkitic cash is your preferred payment method? you must be old fashioned.   

 

I agree with @hio77 cash is dirty to handle.

 

 

I am proudly old-fashioned. Also old. And I haven't caught anything from money yet. 

 

 





I don't think there is ever a bad time to talk about how absurd war is, how old men make decisions and young people die. - George Clooney
 


MikeB4
15555 posts

Uber Geek
Inactive user


  #2044196 26-Jun-2018 16:39
Send private message

I hate handling cash, filthy stuff. I carry hand sanitiser with me and use it if I have handled cash. I try to to do all transactions electronically. A bonus of electronic is you have a record of all your transactions, great for finding ways to save money.


 1 | 2 | 3 | 4 | 5 | 6 | 7
View this topic in a long page with up to 500 replies per page Create new topic





News »

Nanoleaf enhances lighting line with launch of Triangles and Mini Triangles
Posted 17-Oct-2020 20:18


Synology unveils DS16211+
Posted 17-Oct-2020 20:12


Ingram Micro introduces FootfallCam to New Zealand channel
Posted 17-Oct-2020 20:06


Dropbox adopts Virtual First working policy
Posted 17-Oct-2020 19:47


OPPO announces Reno4 Series 5G line-up in NZ
Posted 16-Oct-2020 08:52


Microsoft Highway to a Hundred expands to Asia Pacific
Posted 14-Oct-2020 09:34


Spark turns on 5G in Auckland
Posted 14-Oct-2020 09:29


AMD Launches AMD Ryzen 5000 Series Desktop Processors
Posted 9-Oct-2020 10:13


Teletrac Navman launches integrated multi-camera solution for transport and logistics industry
Posted 8-Oct-2020 10:57


Farmside hits 10,000 RBI customers
Posted 7-Oct-2020 15:32


NordVPN starts deploying colocated servers
Posted 7-Oct-2020 09:00


Google introduces Nest Wifi routers in New Zealand
Posted 7-Oct-2020 05:00


Orcon to bundle Google Nest Wifi router with new accounts
Posted 7-Oct-2020 05:00


Epay and Centrapay partner to create digital gift cards
Posted 2-Oct-2020 17:34


Inseego launches 5G MiFi M2000 mobile hotspot
Posted 2-Oct-2020 14:53









Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.