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516 posts

Ultimate Geek

#257337 26-Sep-2019 13:43

Hi All,

My wife and I are looking into getting wills made and were looking at online options mainly to keep the costs down.
Came across the below two which seems to be good does anyone have any experience with either of these companies or perhaps you use another one and can recommend.


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Uber Geek

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  #2325386 26-Sep-2019 15:30
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LOL - my partner and I just saw the lawyer today. We needed to change/update our Australian wills to NZ law which is slightly different to Aussie law.


The main components you need to look at are:


Power of Attorney - Health & Welfare (who is the executor of this) Make your wishes known in writing and verbally to your family, especially those who will be recipients on disbursement. In other words "Throw the switch" if you are a vegetable or quality of life is poor. Also know as a "Living Will". Organ donation. 
Power of Attorney - Property & all assets (who is the executor of this). Again if you or both are incapable of making decisions. One or both of you could be in a secure unit of a nursing home, who controls the finances to pay the bills ?
Disbursement of Property & all Assets - singly & jointly [one may out live the other or both die together or within weeks] (who is the executor of this) If one outlives the other by years, does the deceased have wishes re that portion of estate when the other passes.


We have appointed each other as executor, with fall backs to a relative on each side and then the lawyer for the finial hurrah.


It is not so clear cut these days. Remember it can take upto 6 months to clear up an estate.



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Uber Geek


  #2325432 26-Sep-2019 16:46
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A couple of quick points:


* An enduring power of attorney (EPA) is separate from a will; in our case, my wife and I have the latter sorted but not the former (and just need to remember to do so before we get too close to our dotage!)


* An EPA for property can be enacted (or whatever the term is) by the individual at any point, whereas that for personal care and welfare can only be enacted when the individual is assessed as being incapable.


There have also been a few other threads on wills on GZ in the last few years, so I suggest you search for these.


524 posts

Ultimate Geek

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  #2325456 26-Sep-2019 17:51
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A couple of quick points:


* An enduring power of attorney (EPA) is separate from a will; in our case, my wife and I have the latter sorted but not the former (and just need to remember to do so before we get too close to our dotage!)



If you haven't done an EPA, the very least you need to do is make sure all your bank accounts are joint accounts with either to sign. And you both have to know how to do the Internet banking 'stuff'.


You need to realise you don't need to be in your dotage for a financial EPA to be needed, only in a nasty accident and unable to write your signature and do your own finances for a few weeks. :(
That's less of a problem if your spouse can get at all the family funds through Internet banking, but if there's stuff that must be signed you're in trouble without a EPA.




An EPA is like an insurance policy: completely useless and a waste of money until you need it when it suddenly becomes vital and one of the cheapest things you've done.


And if you have dependant children + + +




"Don't delay, do it today"
[OK, it's 6pm, do it tomorrow!]

803 posts

Ultimate Geek


  #2325588 26-Sep-2019 21:00
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We filled both documents in using LawHawk.

The little things make the biggest difference.

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