Tried to get a phone with my c/c and it said failed.  Did it 3x.  Rang the bank and reapplied for a Netcode.  It just fails and does not prompt me for a code. 

Might be bad luck but a few yrs back, my card didn't work as well so I used my Kiwibank c/c which has less security.  As I hardly use that card.  Someone in AKL went into a Telecom Orbit store (I was advised by phone order) and bought an expensive phone and two Skype account desposits were made.

Other had any issues ....