Thats where people get mixed up.  UFB is the communal network, and this was organised by the Government and subsidised.  Chorus won a certain percentage of this build, and as they wanted to own the network, they basically paid the Government back when end user connected to the network.

Some people I talked to actually had to pay for it (NGA - boundary to ONT, must have been first year) to be installed, but when there weren't enough people connecting the government added a fund which service providers could claim to paid for installs. This was when a gold plated network was being built, jobs were being completed on time and material basis, and CHorus taken for a ride by the service companies, but when the fund ran out, to keep the installs free, chorus amended its standard Installation standards and introduced coded work

Anyone has the right to say they don't want a standard installation and therefore access to the fibre.  They are have the right to have their own contractor to install a duct to the boundary or even a trench, and / or provide drawer wires for NGA installers to use.

I was talking to a telecommunication tech who was originally from England who said they don't get into ceiling spaces (Health and Safety) and Installs are basically from pole to house, straight down the outside of the house and straight thru to a jackpoint / modem.