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When you live your life on Twitter and Facebook, and are only friends with like minded people on Twitter and Facebook, you are not living in the real world. You are living in a narcissistic echo chamber.
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Another one for YNAB. Wife and I both use it and it syncs via dropbox across multiple devices and pc's. We try and put anything we spend in as soon as we spend it and then import stuff from the bank to reconcile it all up. Has helped me catch a few automatic payments to insurance companies etc that were wrong and would previously have gone unspotted. Reporting function is good too although somewhat depressing to see how much $$$ was spent on fast food last year 
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