For perspective the median salary in Auckland is NZD $76,000, USD $52,000, Euro €44,000.
Since I'm 54, I want to pay off any mortgage in 11 years.
I have a NZD $400,000 deposit, so way better than most.
Based on 5% interest, I calculated that NZD $815,000 was 50% of my after-tax income. This doesn't include the usual $4,000 to $9,000 rates and body corporate.
Annoyingly when you put in a maximum house/apartment price in TradeMe of $815,000, you get mostly auctions / tinders / negos that are nowhere close to $815,000.
For example, TradeMe returned a one bedroom apartment, under auction, when I said use $800,000 maximum. The apartment sold for NZD $1.4 million.
BarFoot reported in 2017 that the median price is about NZD 1.1 million, USD $750,000, Euro €640,000
And median rent NZD $900/week, USD $615, Euro €523
Since I hate driving and need more than 1 bedroom, I can't see myself relocating to Auckland.