That's a pretty vague request... Are there any types you are particularly interested in? 

Why do you want to buy it - that kind of matters for recommendations as to which crypto you should buy?

If you want to make payments, bitcoin is probably the most widely recognised and accepted.

If you want to throw your money away in a spirit of socialist solidarity, there's always the Venezuelan Petro.

On the other hand, if you just want to make a speculative investment, for $250 you could get in on the initial offering and I could sell you 50 freshly minted "JimmyCoins". They are the next big thing, honest . Plus they will also be accepted as payment for the bridge in Brooklyn I am auctioning next week.

On a more serious note, Cryptos are seriously speculative and totally unregulated "Wild West" instruments at the moment, and should only be touched by those who understand them well and have substantial speculative capital to burn.

The fact that you have to ask the question here, and are seemingly prepared to take financial advice on unregulated financial instruments from random GZers, indicates that you don't understand them well. The fact you are talking about $250 indicates that you don't have have substantial speculative capital to burn.

Therefore, I recommend that you avoid cryptos. Seriously, without good knowledge you are better off putting your $250 in a pokie machine - they have a better regulatory framework, and you have a better chance coming out with at least some of your money.

nathan: Why not just buy from a Coin Exchange??

Well they're hard to come by, The main NZ exchange Cryptopia for example no longer accepts NZD deposits due to all NZ banks not wanting anything to do with crypto. Peer to peer appears to be the way to go

Yabanize:

 

The main NZ exchange Cryptopia for example no longer accepts NZD deposits due to all NZ banks not wanting anything to do with crypto.

 

So the OP would essentially be investing in a speculative instrument they don't understand, without a defined need for the instrument, and with apparently not much money behind them. And on top of that the exchange is blacklisted by NZ banks and there is no easy way to put money in, or to cash out their investment in the unlikely event that any of their $250 survives? And they would probably have probably spend hours jumping through hoops to execute the transaction, for a tiny amount of money.

This doesn't sound like a winning investment strategy to me.

That's it from me, I have said what I have to say on the matter.

Bitstamp allows you to buy with a CC.  Just make sure your CC has 3d secure on it.

I was in the same boat as OP and was looking for some quick way to buy cryptocurrency (to be specific Ethereum ) inorder to apply for an ICO (Lif tokens). Most of the big exchanges has a massive queue to complete verification(sometimes it takes a month to get verified) due to the recent surge of Bitcoin interest(speculative).

I used BitPrime (NZ based) to get things sorted quickly. They were relatively quick and completed verification in a week or so. Transactions were also quick.

I can't vouch for their value though - it's quite higher than the market but I didn't had many alternatives here in NZ

JimmyH:

 

Yabanize:

 

The main NZ exchange Cryptopia for example no longer accepts NZD deposits due to all NZ banks not wanting anything to do with crypto.

 

 

So the OP would essentially be investing in a speculative instrument they don't understand, without a defined need for the instrument, and with apparently not much money behind them. And on top of that the exchange is blacklisted by NZ banks and there is no easy way to put money in, or to cash out their investment in the unlikely event that any of their $250 survives? And they would probably have probably spend hours jumping through hoops to execute the transaction, for a tiny amount of money.

 

This doesn't sound like a winning investment strategy to me.

 

That's it from me, I have said what I have to say on the matter.

 

Did I miss something lol, where did OP say he does not understand the investment or where did he ask for investment advice?

It looks to me that OP just wants to buy $250 worth of any crypto currency without going through an exchange or service that users credit cards and high fees. Makes sense from a seller and buyer perspective and thanks to the awesome nature of crypto currency it does not really matter which currency he buys as it is easily interchanged for his preferred crypto currency, regardless if it is for investment or practical use.