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88 posts

Master Geek
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# 173848 8-Jun-2015 18:00
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Looking at setting up a business soon and the products wil be sold online, to mostly international customers.
The products will all be charged in USD, ranging from around $300USD to $500USD.

I've done some looking around, but I'm ideally wanting as low international fees as possible. Paypal charges aren't the greatest, and when you factor in their poor international rates, they aren't too appealing.

Does anyboy know of a cheaper way? Any help is appreciated.

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214 posts

Master Geek
+1 received by user: 69


  # 1319707 8-Jun-2015 21:02
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Are you meaning a payment processor with lowest commission? There are a range of Credit Card payment processors but you might struggle to sign up to a US based one without a US address etc. Will you be basing everything out of New Zealand?

Or are you wanting an ecommerce platform that doesn't take commissions? We (http://www.bluetwist.co.nz/)  have recently developed an ecommerce platform http://bluestore.nz/ if you are interested in using that. We can integrate with a payment processor of your choice.



88 posts

Master Geek
+1 received by user: 26
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  # 1319717 8-Jun-2015 21:20
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Delphinus: Are you meaning a payment processor with lowest commission? There are a range of Credit Card payment processors but you might struggle to sign up to a US based one without a US address etc. Will you be basing everything out of New Zealand?

Or are you wanting an ecommerce platform that doesn't take commissions? We (http://www.bluetwist.co.nz/)  have recently developed an ecommerce platform http://bluestore.nz/ if you are interested in using that. We can integrate with a payment processor of your choice.


Esssentially, yes. I would naturally go with Paypal as the payment method, but they charge something like 3.4% commission, as well as terrible US to NZ conversion rates. Also, a lot of ecommerce hosting sites seem to charge a percentage based on the transaction, which is normally 1% or 2%. I've had a look at Kiwipay and Smallfish, but I don't know how it would work for international payments of US currency. Are the foreign exchange rates set by the bank the money goes into (my bank account)? Or by them. If them, where can I see their rates. I have asked emailed these questions, haven't heard anything back yet.

Idealy I'd like a site where I can pick a template, customize the content, and get it online fairly quick. Not so keen to have a company build me a custom site (is that what you guys do?) as typically the cost is quite high.

Cheers

 
 
 
 




88 posts

Master Geek
+1 received by user: 26
Inactive user


  # 1319721 8-Jun-2015 21:23
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Had a look at bluestore, it looks pretty good.
How does it work with international payments and credit cards? What would be the fees incurred?
Cheers

214 posts

Master Geek
+1 received by user: 69


  # 1319722 8-Jun-2015 21:26
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We have a platform that allows us to spin up a store in about 5 minutes, either using our standard template, or another template of your choice.You can customise your own content, products etc.

We don't charge any transaction fees, just the monthly fees. We would link with a payment gateway for processing credit cards, and they would then settle directly into your bank account.

Send me a PM (or contact through the website) and I'll set up a site for you to have a play with and see what you think.



88 posts

Master Geek
+1 received by user: 26
Inactive user


  # 1319727 8-Jun-2015 21:42
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Will do. Do you know what one of the cheapest merchants be that I can look into? There are so many to chose from.

214 posts

Master Geek
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  # 1319738 8-Jun-2015 21:55
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I'll dig out a list for you tomorrow. Do you have a US address you can use?



88 posts

Master Geek
+1 received by user: 26
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  # 1319742 8-Jun-2015 22:02
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Thanks, I have a Youshop address in the US...would that qualify?

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