Insurance offering to replace OnePlus 6 with Galaxy S10+

Forums › Android › Insurance offering to replace OnePlus 6 with Galaxy S10+ - a no-brainer or not?

jonathan18

4118 posts

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# 254438 12-Aug-2019 11:22

Managed to drop my phone (a OnePlus 6) today and (despite screen protector and case) managed to destroy the screen and even part of the casing - first phone I've ever broken or lost.

My insurance company manages phone claims via JB Hifi, which of course doesn't sell OnePlus; JB have identified the Galaxy S10 Plus as the equivalent model, so I could simply accept this for the cost of my excess ($250); if I want to try to stick to a OnePlus I'd need to have the broken phone assessed and then they'd work out an amount to pay me (provided it wasn't repairable), so it's a bit of a gamble as to what they'd give me for it.

It seems logical to take the S10 Plus offer, especially given the superior camera and full compatibility with my Galaxy Watch. It also means I could no doubt pick up my replacement phone today, rather than flaffing about with having the old one assessed (and having to use my wife's old Huawei P8 - not even a fingerprint reader!). But I'll also miss what has been my favourite phone I've owned, and I've not been impressed with Samsung's record with updates (both regularity, length of time to get full version updates, and length of support for their products).

So is this a no-brainer decision, or is it worth taking my chances and seeing what I can get to go towards a different OnePlus?

mrgsm021

714 posts

Ultimate Geek

# 2294652 12-Aug-2019 11:28

2 people support this post

Or you could take the S10+ and sell it and get a 6T or 7 Pro?

maoriboy

616 posts

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# 2294710 12-Aug-2019 11:51

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mrgsm021:

Or you could take the S10+ and sell it and get a 6T or 7 Pro?

Agreed. Take the S10+ offer and look to sell it on if you want to get the OnePlus. Should be a faster process but you take the risk of not getting so much for the S10+ on Trademe.

Batman

Mad Scientist
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# 2294737 12-Aug-2019 12:35

Best phone you can own. Not sure about sale or resale value however.

Involuntary autocorrect in operation on mobile device. Apologies in advance.

ShinyChrome

326 posts

Ultimate Geek

# 2294741 12-Aug-2019 12:44

2 people support this post

maoriboy:

Agreed. Take the S10+ offer and look to sell it on if you want to get the OnePlus. Should be a faster process but you take the risk of not getting so much for the S10+ on Trademe.

3rd-ded.... if you want to stick with Oneplus, pretty much the way to go. Having your current phone assessed sounds like a good way to de-value it. Looking at the S10 plus on TradeMe and current OP 7 Pro, I'd say you will probably have to kick in a few bucks to get one though, unless PBTech does a good special.

However, Samsung has got quite a bit better with their updates of late. Still not great as others though; generally 1 month after general release, and they had some pretty big delays when the One UI update was being pushed out. But honestly for the amount of features they pump into their UI, I'm ok with later updates. I feel like update cadence is less important, but the big question is the length of updates, which seems to be on par with the general 3 year monthly security updates given the S7 (rel. 2016) was moved to quarterly security updates early this year.

If you haven't tried a Samsung phone in awhile, I'd definitely go demo one first. The S10 is a damn good phone.

jonathan18

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# 2294753 12-Aug-2019 13:13

Thanks for the advice and ideas, guys.

Hadn't thought of selling the Samsung! But, yeah, I think it's best to avoid an assessment of my own phone as I'm sure that's much more likely to lead down a path of a lower payout.

I'd be happy with the lowest-spec 7 Pro, which is on sale for $1249 at Noel Leeming (I'd rather stick to a mainstream retailer, having publicly declared on this forum last week I'd not buy From Expert Infotech again!).

The cheapest S10+s on TM seem to be about $1300 or $1350 - so anyone here interested in a brand-new in-the-box S10+ for $1249?! (I understand Samsung's warranty is transferrable as well?) I'd like to make the purchase balance rather than fork out more for the phone, given there'll also be the cost of screen protector and case...

That said, I am still divided; yeah, I haven't owned a Samsung phone for many, many years - indeed, not since my very first 'smart' phone, and it still works! I get that the 10+ is a great phone, and I hear you that the updates are better than they were which is good to know. I like the idea of retaining a headphone socket, plus the waterproofing. I don't like the idea of losing Oxygen, which makes OnePlus phones so easy to use, though I understand One UI is an improvement on the old Samsung interface?

I've had a little play with the 10+ in a shop, but no more than skin deep; maybe popping into a store is a good idea before making a call...

Kopkiwi

2272 posts

Uber Geek

# 2294761 12-Aug-2019 13:40

S10+ is an epic phone, you absolutely will not regret it.

jonathan18

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# 2294828 12-Aug-2019 14:44

All good.

I've now popped into the local JB and had a play with a S10+ and had a chat to the sale guys there; seems like it's worth a try - even the full integration with my watch seems like a decent advantage, let alone the better camera. I've read the screen of the S10+ is better in full sun, which is good as this is so often a let-down and frustration.

JB Insurance has already ok'd the offer, and have included a screen protector and case - I'm looking at a case that offers some protection if it falls screen-down (ie, case sits above not flush with the screen: any recommendations as to which of the Griffin Survivor or Lifeproof Next cases is better, or should I be looking at something else? (I like the idea of a see-through case, as I'm thinking of getting the green model - no point having a different colour if it's all hidden!)

mrgsm021

714 posts

Ultimate Geek

# 2297685 13-Aug-2019 20:14

I am like you who likes clear cases to show off the back, so got these on my white S10 plus:

https://www.mobilefun.co.nz/uag-plyo-samsung-galaxy-s10-plus-protective-case-ice-71557

https://www.mobilefun.co.nz/i-blason-ub-metro-case-samsung-s10-plus-black-71431

https://www.mobilefun.co.nz/ringke-fusion-samsung-galaxy-s10-plus-case-smoke-black-71085

BTW - the Mobile Fun website generally has good prices and they currently have specials going for selected cases.