Insurance?

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Brendan

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#61316 14-May-2010 00:38

Having recently purchased a HTC Desire, the thought occured to me: What About Insurance?

I have absolutely no idea so I thought I'd ask here - what are your experiences, pros and cons, tips, best deals, etc?

heavenlywild

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#329992 14-May-2010 01:59

Phone insure only applies to contract plans.

Also, most home and contents insurance covers mobile phones too.

michaelmurfy

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#329993 14-May-2010 01:59

c71931f: http://www.vodafone.co.nz/services/phoneinsure.jsp

+1 - But since the HTC Desire is not available in NZ you will just get a equivilant device (Same specs or similar)

Linuxluver

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#330006 14-May-2010 08:24

michaelmurfy:
c71931f: http://www.vodafone.co.nz/services/phoneinsure.jsp

+1 - But since the HTC Desire is not available in NZ you will just get a equivilant device (Same specs or similar)

Which of course is not available on the NZ market at retail....except perhaps through Parallel Imports.

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Brendan

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#330487 15-May-2010 19:43

Thanks for all your advice everyone, but I guess I was after a third party insurer. I'm with slingshot currently, and i don't think they do insurance.

Any idea if AMI, etc do it?

Ragnor

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#330646 16-May-2010 16:33

Should be able to add it to your house and contents, ask your current insurer.

Brendan

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#330738 16-May-2010 21:36

Ragnor: Should be able to add it to your house and contents, ask your current insurer.

i tried that a long while ago they weren't interested. might be different now, i'll try again.

dpw

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#330746 16-May-2010 22:15

Brendan: Thanks for all your advice everyone, but I guess I was after a third party insurer. I'm with slingshot currently, and i don't think they do insurance.

Any idea if AMI, etc do it?

Yup - AMI insures cellphones as part of content. The thing to ask is what happens if the phone cannot be sourced locally. They can perhaps pay out the value in cash?

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Brendan

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#330768 17-May-2010 00:26

dpw:
Brendan: Thanks for all your advice everyone, but I guess I was after a third party insurer. I'm with slingshot currently, and i don't think they do insurance.

Any idea if AMI, etc do it?

Yup - AMI insures cellphones as part of content. The thing to ask is what happens if the phone cannot be sourced locally. They can perhaps pay out the value in cash?

That's good news then. I'll get onto them and find out the limits and conditions of that. It's different from when I last asked them - but maybe I got a moron on the phone.

Thanks.

dpw

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#331388 18-May-2010 14:25

Brendan:
That's good news then. I'll get onto them and find out the limits and conditions of that. It's different from when I last asked them - but maybe I got a moron on the phone.

Meh...you may well have had a somewhat less-than-well-informed CSO on the phone. I just stood up at my desk and asked one of the testers here who was once a call centre person. She confirmed that cellphones are indeed covered under Contents insurance!

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Brendan

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#331417 18-May-2010 15:22

dpw:
Brendan:
That's good news then. I'll get onto them and find out the limits and conditions of that. It's different from when I last asked them - but maybe I got a moron on the phone.

Meh...you may well have had a somewhat less-than-well-informed CSO on the phone. I just stood up at my desk and asked one of the testers here who was once a call centre person. She confirmed that cellphones are indeed covered under Contents insurance!

Yes, and you are completely correct. I am covered under my contents policy with them, up to $2000 or something, including if the phone is lost or damaged while out and about. I'll probably be paid cash value of the item AT THE TIME of the claim.

There is a $200 excess though (apparently this is a new rule they are brining in - all contents policies have a minimum $200 excess!). Still, atleast i do not have to pay for a separte policy.

So, thanks all who commented.