Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


2 posts

Wannabe Geek


Topic # 151005 10-Aug-2014 22:24
Send private message

Hi everyone, I have been living in NZ for more than 10 years and I had never have my car insured since I got full license in 2004. Everything seemed ok until last month I bought a new car and hit by a truck when parking in the car park. Though I finally got car fixed and the cost covered by the truck company who didn't want to use their insurance claim either, I felt the fixing cost is quite expensive and it is time to take a insurance with my new car.

It is much appreciated that if someone can advise me that which insurance company is best for car insurance in term of cost , ease of claim process and customer service: AA, AMI, State or Tower? Should I run to the bank where I have home loan with?

 

Create new topic


2 posts

Wannabe Geek


  Reply # 1106104 10-Aug-2014 22:26
Send private message

Google the internet and found the following article:

http://www.canstarblue.co.nz/banking-insurance/car-insurance/

Does anybody think the rating is reliable?

7572 posts

Uber Geek
+1 received by user: 2454

Subscriber

  Reply # 1106145 11-Aug-2014 05:23
Send private message

there is no best, everyone has different situations and different circumstances so whats best for one is not best for another.

its a case of ringing round and reading up of T&C's.

there will also be good and bad stories for each company

641 posts

Ultimate Geek
+1 received by user: 261

Subscriber

  Reply # 1106148 11-Aug-2014 06:31
Send private message

Who do you have your home/contents insurance with?
There's usually a discount for having all your policies in the one place.

2628 posts

Uber Geek
+1 received by user: 91


  Reply # 1106626 11-Aug-2014 17:29
Send private message

Medical Assurance Society - ensure my car & contents.  Never had a problem claiming from them.




HTPC: Intel i3-2100 / 12GB RAM / AMD HD7750 / 480 GB SSD / 58TB Storage / MediaPortal / MadVR / Win10
AVR: Pioneer Elite SC-LX87 220W 9.2 Ch AVR
Speakers: Wharfedale Jade 7 Fronts / Jade 2c Center / Jade 5 Rears
Subs: iNuke 3000dsp 3000W proamp with 4x 15" JBL Sealed Subs
Display: Samsung 60" UA60H6400 LCD TV
Accessories: Gefen HDMI Detective with splitter


2 posts

Wannabe Geek


  Reply # 1124038 8-Sep-2014 09:38
Send private message

Having worked in insurance for a number of years I can also tell you that there is no 'best' car insurer.  There are positives and negatives to all.  Do you want a company that will settle your claim really quickly but has a 'no frills' approach?  Or do you want an insurer who offers you benefits on things like keys & locks, window glass, rental cars etc etc?

2503 posts

Uber Geek
+1 received by user: 928

Subscriber

  Reply # 1124064 8-Sep-2014 09:51
Send private message

Most of the major insurers offer online quotes, so you can compare prices fairly readily. If you have existing home/contents/etc insurance with someone, you are likely eligible for a package discount if you get car insurance with them also. None are 'best', but some may be more suited to specific circumstances. You will also be able to find people who've had some sort of negative experience with any of the major insurers, but that doesn't mean that that insurer is bad - it may just have been bad circumstances. Personally, I find AA and State really good, have current vehicle insurance with both, and have had good experience both service-wise and price-wise from them. 




Windows 7 x64 // i5-3570K // 16GB DDR3-1600 // GTX660Ti 2GB // Samsung 830 120GB SSD // OCZ Agility4 120GB SSD // Samsung U28D590D @ 3840x2160 & Asus PB278Q @ 2560x1440
Samsung Galaxy S5 SM-G900I w/Spark

5738 posts

Uber Geek
+1 received by user: 1695

Trusted

  Reply # 1124068 8-Sep-2014 09:56
Send private message

ASB insurance is very good for me. Quite flexible.
Good rates for my car.




Steam: Coil (Same photos as profile here)
Origin: Scranax
Currently playing on PC: Rust, Subnautica, CS:GO, AOE2 HD, BeamNG Drive, BF1.


1375 posts

Uber Geek
+1 received by user: 71


  Reply # 1124075 8-Sep-2014 09:59
One person supports this post
Send private message

I've got AA myself. You can probably find cheaper if you shop around, I found in the end, its usually not worth the hassle in terms of customer service - thats where these big companies are more worth it I reckon. I went ahead and got AA membership as well and that has helped me out when I have gotten stuck a couple of times. 

913 posts

Ultimate Geek
+1 received by user: 222

Subscriber

  Reply # 1124267 8-Sep-2014 13:23
Send private message

I have Toyota Insurance, they were one of the cheapest but the main benefit of it is if my car is a write-off in the first 3 years I get a brand new one (I think it only applies to brand new Toyotas). Not sure if it was salesman BS but they also claim that they were the first to pay out people who had cars stuck in carparks in Chch after the earthquakes, another selling point for me as I was living in Chch at the time.

235 posts

Master Geek
+1 received by user: 29

Subscriber

  Reply # 1124278 8-Sep-2014 13:30
Send private message

I have used State, AMI and now AA
I always shop around when it comes to renewal time.

I was with AMI and they couldnt match the price that the AA was quoting.  
So switched to AA.

But again this can change for me next year


13919 posts

Uber Geek
+1 received by user: 1754


  Reply # 1124298 8-Sep-2014 13:38
Send private message

Many are also owned by the same parent company. eg AMI was purchased by the company that owned state. So you will find that many will have very similar terms.

Create new topic

Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

IBM leads Call for Code to use cloud, data, AI, blockchain for natural disaster relief
Posted 25-May-2018 14:12


New FUJIFILM X-T100 aims to do better job than smartphones
Posted 24-May-2018 20:17


Stuff takes 100% ownership of Stuff Fibre
Posted 24-May-2018 19:41


Exhibition to showcase digital artwork from across the globe
Posted 23-May-2018 16:44


Auckland tops list of most vulnerable cities in a zombie apocalypse
Posted 23-May-2018 12:52


ASB first bank in New Zealand to step out with Garmin Pay
Posted 23-May-2018 00:10


Umbrellar becomes Microsoft Cloud Solution Provider
Posted 22-May-2018 15:43


Three New Zealand projects shortlisted in IDC Asia Pacific Smart Cities Awards
Posted 22-May-2018 15:14


UpStarters - the New Zealand tech and innovation story
Posted 21-May-2018 09:55


Lightbox updates platform with new streaming options
Posted 17-May-2018 13:09


Norton Core router launches with high-performance, IoT security in New Zealand
Posted 16-May-2018 02:00


D-Link ANZ launches new 4G LTE Dual SIM M2M VPN Router
Posted 15-May-2018 19:30


New Panasonic LUMIX FT7 ideal for outdoor: waterproof, dustproof
Posted 15-May-2018 19:17


Ryanair Goes All-In on AWS
Posted 15-May-2018 19:14


Te Papa and EQC Minecraft Mod shakes up earthquake education
Posted 15-May-2018 19:12



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.