Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




2 posts

Wannabe Geek


#151005 10-Aug-2014 22:24
Send private message

Hi everyone, I have been living in NZ for more than 10 years and I had never have my car insured since I got full license in 2004. Everything seemed ok until last month I bought a new car and hit by a truck when parking in the car park. Though I finally got car fixed and the cost covered by the truck company who didn't want to use their insurance claim either, I felt the fixing cost is quite expensive and it is time to take a insurance with my new car.

It is much appreciated that if someone can advise me that which insurance company is best for car insurance in term of cost , ease of claim process and customer service: AA, AMI, State or Tower? Should I run to the bank where I have home loan with?

 

Create new topic


2 posts

Wannabe Geek


  #1106104 10-Aug-2014 22:26
Send private message

Google the internet and found the following article:

http://www.canstarblue.co.nz/banking-insurance/car-insurance/

Does anybody think the rating is reliable?

9596 posts

Uber Geek

Lifetime subscriber

  #1106145 11-Aug-2014 05:23
Send private message

there is no best, everyone has different situations and different circumstances so whats best for one is not best for another.

its a case of ringing round and reading up of T&C's.

there will also be good and bad stories for each company

 
 
 
 


822 posts

Ultimate Geek

Lifetime subscriber

  #1106148 11-Aug-2014 06:31
Send private message

Who do you have your home/contents insurance with?
There's usually a discount for having all your policies in the one place.

2881 posts

Uber Geek


  #1106626 11-Aug-2014 17:29
Send private message

Medical Assurance Society - ensure my car & contents.  Never had a problem claiming from them.




HTPC / Home automation (home assistant) enthusiast.


2 posts

Wannabe Geek


  #1124038 8-Sep-2014 09:38
Send private message

Having worked in insurance for a number of years I can also tell you that there is no 'best' car insurer.  There are positives and negatives to all.  Do you want a company that will settle your claim really quickly but has a 'no frills' approach?  Or do you want an insurer who offers you benefits on things like keys & locks, window glass, rental cars etc etc?

2564 posts

Uber Geek


  #1124064 8-Sep-2014 09:51
Send private message

Most of the major insurers offer online quotes, so you can compare prices fairly readily. If you have existing home/contents/etc insurance with someone, you are likely eligible for a package discount if you get car insurance with them also. None are 'best', but some may be more suited to specific circumstances. You will also be able to find people who've had some sort of negative experience with any of the major insurers, but that doesn't mean that that insurer is bad - it may just have been bad circumstances. Personally, I find AA and State really good, have current vehicle insurance with both, and have had good experience both service-wise and price-wise from them. 

6615 posts

Uber Geek
Inactive user


  #1124068 8-Sep-2014 09:56
Send private message

ASB insurance is very good for me. Quite flexible.
Good rates for my car.

 
 
 
 


1403 posts

Uber Geek


  #1124075 8-Sep-2014 09:59
Send private message

I've got AA myself. You can probably find cheaper if you shop around, I found in the end, its usually not worth the hassle in terms of customer service - thats where these big companies are more worth it I reckon. I went ahead and got AA membership as well and that has helped me out when I have gotten stuck a couple of times. 

939 posts

Ultimate Geek


  #1124267 8-Sep-2014 13:23
Send private message

I have Toyota Insurance, they were one of the cheapest but the main benefit of it is if my car is a write-off in the first 3 years I get a brand new one (I think it only applies to brand new Toyotas). Not sure if it was salesman BS but they also claim that they were the first to pay out people who had cars stuck in carparks in Chch after the earthquakes, another selling point for me as I was living in Chch at the time.

389 posts

Ultimate Geek

Lifetime subscriber

  #1124278 8-Sep-2014 13:30
Send private message

I have used State, AMI and now AA
I always shop around when it comes to renewal time.

I was with AMI and they couldnt match the price that the AA was quoting.  
So switched to AA.

But again this can change for me next year


16168 posts

Uber Geek


  #1124298 8-Sep-2014 13:38
Send private message

Many are also owned by the same parent company. eg AMI was purchased by the company that owned state. So you will find that many will have very similar terms.

Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Samsung Announces 2020 QLED TV Range
Posted 20-May-2020 16:29


D-Link A/NZ launches AI-Powered body temperature measuring system
Posted 20-May-2020 16:22


NortonLifeLock Online Banking Protection now available for New Zealand banks
Posted 20-May-2020 16:14


SD Express delivers new gigabyte speeds for SD memory cards
Posted 20-May-2020 15:00


D-Link A/NZ launches Nuclias cloud managed network solution hosted in Australia
Posted 11-May-2020 17:53


Logitech introduces new video streaming solution for home studios
Posted 11-May-2020 17:48


Next generation Volvo cars to be powered by Luminar LiDAR technology
Posted 7-May-2020 13:56


D-Link A/NZ launches Wi-Fi Certified EasyMesh system
Posted 7-May-2020 13:51


Spark teams up with Microsoft to bring Xbox All Access to New Zealand
Posted 7-May-2020 13:01


Microsoft plans to establish its first datacenter region in New Zealand
Posted 6-May-2020 11:35


Genesis School-gen has joined forces with Mind Lab Kids
Posted 1-May-2020 12:53


Malwarebytes expands into privacy with fast, frictionless VPN
Posted 30-Apr-2020 16:06


Kordia to donate TV airtime on Channel 200 to community groups
Posted 30-Apr-2020 16:00


OPPO A91 is a high specs mid-range smartphone
Posted 23-Apr-2020 16:44


NordVPN rolling out NordLynx new generation VPN protocol based on WireGuard
Posted 23-Apr-2020 16:37



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.