I'm just wondering if anyone can help me because uncle Google is failing me on this subject.
Someone was borrowing my uninsured vehicle, they unfortunately didn't see the guy in front suddenly stop and as a consequence ran up his butt. All details were handed over, photos taken etc
As I was the owner of the vehicle my details were also passed on, I have just received a letter from the other parties insurance company stating that I am the liable party, although I was not driving at the time. Is this correct? An I liable to pay their repair costs even though I wasn't the person who was driving the car at the time of the accident?? Or am I just getting the letter because it was my vehicle and the driver will also receive one?