Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




786 posts

Ultimate Geek
+1 received by user: 78

Trusted

Topic # 175323 25-Jun-2015 09:31
Send private message

Morning all.

Anyone got lower than 4.89% for 2yrs and $5k cash back?
If so, let me know...need to finalise things by tomorrow.

...."well jimmy got 4.89%, i want 4.89%...."




View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
375 posts

Ultimate Geek
+1 received by user: 171


  Reply # 1331151 25-Jun-2015 09:38
One person supports this post
Send private message

That's pretty sweet. I'd take it!

Fully Operational
3343 posts

Uber Geek
+1 received by user: 1088

Trusted
Vocus
Subscriber

  Reply # 1331163 25-Jun-2015 09:43
Send private message

That's a good deal.  Kiwibank?

 
 
 
 




786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331164 25-Jun-2015 09:44
Send private message


786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331165 25-Jun-2015 09:44
Send private message

ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!


Edit...ASB




1400 posts

Uber Geek
+1 received by user: 303

Trusted

  Reply # 1331167 25-Jun-2015 09:50
Send private message

Lowest I got having just refixed with ASB was 4.95% 12 months (4.99 for 6mnth or 2 yrs).  Not really any less than their advertised rates, should've switched banks for the $5k bonus!

Fully Operational
3343 posts

Uber Geek
+1 received by user: 1088

Trusted
Vocus
Subscriber

  Reply # 1331168 25-Jun-2015 09:50
Send private message

BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.

1692 posts

Uber Geek
+1 received by user: 259

Subscriber

  Reply # 1331171 25-Jun-2015 09:57
Send private message

It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 




Handsome Dan Has Spoken.



786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331173 25-Jun-2015 09:58
Send private message

ubergeeknz:
BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.


Sorry, i meant ASB....we just left ANZ after 5+ years ....the amount of break fees we've paid in 4 years to them is sickening.

Kiwibank, i cant do business with them,its too frustrating!

sovereign(asb) and sbs are normally good tho!






786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331176 25-Jun-2015 10:01
Send private message

Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...






786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331178 25-Jun-2015 10:05
Send private message

Scary.... " Mortgage rates peaked at 20.5% in June 1987."
http://www.rbnz.govt.nz/statistics/key_graphs/mortgage_rates/




1840 posts

Uber Geek
+1 received by user: 20

Trusted

  Reply # 1331205 25-Jun-2015 10:27
Send private message

I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.



786 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331209 25-Jun-2015 10:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice! Yeah asb seem like the way to go!




309 posts

Ultimate Geek
+1 received by user: 44


  Reply # 1331257 25-Jun-2015 11:12
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice. In a very similar position. Off to crunch some numbers :-)

1692 posts

Uber Geek
+1 received by user: 259

Subscriber

  Reply # 1331259 25-Jun-2015 11:16
Send private message

BinaryLimited:
Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...

Absolutely - and it's the reason that they still exist...they can take a lot of the frustration out of getting your mortgage fixed at the right rate, by the right provider. 






Handsome Dan Has Spoken.

3251 posts

Uber Geek
+1 received by user: 207

Trusted

  Reply # 1331307 25-Jun-2015 12:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.

Ditto. Also, contemplating switching a couple of 5.95% tranches for very reasonable ERA fees.

Rates can't drop much below 4.99%, can they?

I guess I should be pushing for 4.89% but I don't think the bank will feel that my business is worth buying. Worth giving it a go though.

 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
View this topic in a long page with up to 500 replies per page Create new topic



Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

UFB killer app: Speed
Posted 17-Nov-2017 17:01


The case for RSS — MacSparky
Posted 13-Nov-2017 14:35


WordPress and Indieweb: Take control of your online presence — 6:30 GridAKL Nov 30
Posted 11-Nov-2017 13:43


Chorus reveals technology upgrade for schools, students
Posted 10-Nov-2017 10:28


Vodafone says Internet of Things (IoT) crucial for digital transformation
Posted 10-Nov-2017 10:06


Police and Facebook launch AMBER Alerts system in NZ
Posted 9-Nov-2017 10:49


Amazon debuts Fire TV Stick Basic Edition in over 100 new countries
Posted 8-Nov-2017 05:34


Vodafone VoIP transition to start this month
Posted 7-Nov-2017 12:33


Spark enhances IoT network capability
Posted 7-Nov-2017 11:33


Vocus NZ sale and broadband competition
Posted 6-Nov-2017 14:36


Hawaiki reaches key milestone in landmark deep-sea fibre project
Posted 4-Nov-2017 13:53


Countdown launches new proximity online shopping app
Posted 4-Nov-2017 13:50


Nokia 3310 to be available through Spark New Zealand
Posted 4-Nov-2017 13:31


Nest launches in New Zealand
Posted 4-Nov-2017 12:31


Active wholesale as Chorus tackles wireless challenge
Posted 3-Nov-2017 10:55



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.