Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


Forums › Off topic › Lowest mortgage rate??? Dont be shy!


784 posts

Ultimate Geek
+1 received by user: 78

Trusted

Topic # 175323 25-Jun-2015 09:31
Send private message

Morning all.

Anyone got lower than 4.89% for 2yrs and $5k cash back?
If so, let me know...need to finalise things by tomorrow.

...."well jimmy got 4.89%, i want 4.89%...."




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz

View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
369 posts

Ultimate Geek
+1 received by user: 161


  Reply # 1331151 25-Jun-2015 09:38
One person supports this post
Send private message

That's pretty sweet. I'd take it!

Fully Operational
3270 posts

Uber Geek
+1 received by user: 1064

Trusted
Vocus
Subscriber

  Reply # 1331163 25-Jun-2015 09:43
Send private message

That's a good deal.  Kiwibank?

 
 
 
 




784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331164 25-Jun-2015 09:44
Send private message

Can always do with lower...




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz



784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331165 25-Jun-2015 09:44
Send private message

ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!


Edit...ASB




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz

1331 posts

Uber Geek
+1 received by user: 280

Trusted

  Reply # 1331167 25-Jun-2015 09:50
Send private message

Lowest I got having just refixed with ASB was 4.95% 12 months (4.99 for 6mnth or 2 yrs).  Not really any less than their advertised rates, should've switched banks for the $5k bonus!

Fully Operational
3270 posts

Uber Geek
+1 received by user: 1064

Trusted
Vocus
Subscriber

  Reply # 1331168 25-Jun-2015 09:50
Send private message

BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.

1684 posts

Uber Geek
+1 received by user: 255

Subscriber

  Reply # 1331171 25-Jun-2015 09:57
Send private message

It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 




Handsome Dan Has Spoken.



784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331173 25-Jun-2015 09:58
Send private message

ubergeeknz:
BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.


Sorry, i meant ASB....we just left ANZ after 5+ years ....the amount of break fees we've paid in 4 years to them is sickening.

Kiwibank, i cant do business with them,its too frustrating!

sovereign(asb) and sbs are normally good tho!




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz



784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331176 25-Jun-2015 10:01
Send private message

Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz



784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331178 25-Jun-2015 10:05
Send private message

Scary.... " Mortgage rates peaked at 20.5% in June 1987."
http://www.rbnz.govt.nz/statistics/key_graphs/mortgage_rates/




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz

1815 posts

Uber Geek
+1 received by user: 17

Trusted

  Reply # 1331205 25-Jun-2015 10:27
Send private message

I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.



784 posts

Ultimate Geek
+1 received by user: 78

Trusted

  Reply # 1331209 25-Jun-2015 10:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice! Yeah asb seem like the way to go!




Binary Limited - Safe. Secure. Simple. ™
www.binarylimited.co.nz

303 posts

Ultimate Geek
+1 received by user: 42


  Reply # 1331257 25-Jun-2015 11:12
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice. In a very similar position. Off to crunch some numbers :-)

1684 posts

Uber Geek
+1 received by user: 255

Subscriber

  Reply # 1331259 25-Jun-2015 11:16
Send private message

BinaryLimited:
Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...

Absolutely - and it's the reason that they still exist...they can take a lot of the frustration out of getting your mortgage fixed at the right rate, by the right provider. 




Handsome Dan Has Spoken.

3252 posts

Uber Geek
+1 received by user: 207

Trusted

  Reply # 1331307 25-Jun-2015 12:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.

Ditto. Also, contemplating switching a couple of 5.95% tranches for very reasonable ERA fees.

Rates can't drop much below 4.99%, can they?

I guess I should be pushing for 4.89% but I don't think the bank will feel that my business is worth buying. Worth giving it a go though.

 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
View this topic in a long page with up to 500 replies per page Create new topic



Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Behind Spark’s slow-burn 4.5G plan
Posted 26-Jun-2017 16:23

Red Hat unveils production-ready open source hyperconverged infrastructure
Posted 23-Jun-2017 22:10

Whatever ailed Vodafone broadband … seems to be fixed
Posted 23-Jun-2017 14:10

VMware NSX Meets Stringent Government Security Standards with Common Criteria Certification
Posted 22-Jun-2017 19:05

Brother launches next-generation colour laser printers and all-in- ones for business
Posted 22-Jun-2017 18:56

Intel and IOC announce partnership
Posted 22-Jun-2017 18:50

Samsung Galaxy Tab S3: Best Android tablet
Posted 21-Jun-2017 12:05

Wellington-based company helping secure Microsoft browsers
Posted 20-Jun-2017 20:51

Endace delivers high performance with new 1/10/40 Gbps packet capture card
Posted 20-Jun-2017 20:50

You can now integrate SMX security into Microsoft Office 365, Google and other cloud email platforms
Posted 20-Jun-2017 20:47

Ravensdown launches new decision-making tool HawkEye
Posted 19-Jun-2017 15:38

Spark planning to take on direct management of all consumer stores
Posted 19-Jun-2017 10:03

Qrious acquires Ubiquity
Posted 14-Jun-2017 12:21

Spark New Zealand prepares for 5G with Nokia
Posted 14-Jun-2017 12:16

The future-proof 10.5-inch iPad Pro
Posted 13-Jun-2017 18:16


Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Updates »

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.