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Ultimate Geek
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Topic # 154335 24-Oct-2014 16:41
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Anyone noticed bank feed credit card transactions dates different from statement dates?

Seems weird that they are different? Surely if the bank is presenting a transaction on your statement on a particular date then it should be the same date in the bank feed??

Some seem to be on the same date but a majority are 1-2 days later than the statement date.

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  Reply # 1161543 24-Oct-2014 16:49
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May be showing the clearance date not the actual transaction date

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  Reply # 1161545 24-Oct-2014 16:51
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While credit card transactions are processed in real time they often won't appear on your statement for a 1-2 days after.

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Ultimate Geek
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  Reply # 1161561 24-Oct-2014 17:03
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I'm sure there is a reason for it but its a nightmare if you need to look for transactions in a certain date range.

Eg: I'm trying to match credit card transactions to my bank statement. Enter range of 1/8/14 to 1/10/14 and get bank statement printout. Do the same in my accounting program and get a totally different set of transactions!

Surely bank feeds are provided by your bank. Why would they present two totally different dates?

This makes no sense whatsoever.

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  Reply # 1161570 24-Oct-2014 17:07
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My statements show a transaction date and a processing date, and they on occasions can be up to a week apart.  A little frustrating when things are on the 'wrong' month's statement when you are hunting, but not the end of the world.

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