@ASB pre-approved credit card limit

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Forums › Finance and wealth management › @ASB pre-approved credit card limit

johnr

19282 posts

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#108918 8-Sep-2012 16:09

Just wondering if any Geekzone members have had there pre-approved credit card limit removed in the last 24 - 48 hours?

My credit card limit is 2K but I could adjust it up to 4K online or in the ASB mobile App, Log into ASB website today click on adjust limit and it's gone! Call ASB Call centre they advise me it's been removed from everyone, Check twitter and people still have it call back second staff member tells me they have reviewed my accounts and it's been removed

I asked why and the only answer they could give was cause they have reviewed your account,

John

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19282 posts

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#683119 8-Sep-2012 16:12

ASB customer approx 34 - 35 years even had a mortgage with ASB which is now cleared

FYI I did not even want to adjust my CC limit, I was just checking out everything online

GregV

928 posts

Ultimate Geek

#683120 8-Sep-2012 16:14

Mine is still there, but my max amount has reduced slightly.

johnr

19282 posts

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#683121 8-Sep-2012 16:17

GregV: Mine is still there, but my max amount has reduced slightly.

Mine is removed 100% and it takes me to another page saying I need to apply for a new limit

nakedmolerat

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#683123 8-Sep-2012 16:28

johnr:
GregV: Mine is still there, but my max amount has reduced slightly.

Mine is removed 100% and it takes me to another page saying I need to apply for a new limit

oh, this must be related to the nigerian scam that you ran part time

back on topic. have you changed the limit recently?

johnr

19282 posts

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Inactive user

#683124 8-Sep-2012 16:29

No limit has not changed in years and I owe a grand total of $80

My Salary from work is paid into my account 00 account with ASB,

They even offered me a gold or platinum card about 12 months ago and I said no thanks,

nakedmolerat

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#683126 8-Sep-2012 16:31

did you use the card often?

johnr

19282 posts

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#683128 8-Sep-2012 16:33

nakedmolerat: did you use the card often?

I thrashed it when in OZ and Hong Kong few months back but paid it all back straight away

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johnr

19282 posts

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#683130 8-Sep-2012 16:34

I really wanted an answer from ASB why they see me as such a credit risk,

johnr

19282 posts

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#683131 8-Sep-2012 16:36

nakedmolerat: did you use the card often?

I used it the other day to pay for AirNZ tickets to Wellington and Back next week,

@SteveBiddle is getting the pent house suite ready for my arrival

mjb

996 posts

Ultimate Geek

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#683133 8-Sep-2012 16:40

johnr: @SteveBiddle is getting the pent house suite ready for my arrival

Perhaps ASB is trying to help you curb your excessive lifestyle?

(my pre-approval is still available)

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RunningMan

8953 posts

Uber Geek

#683134 8-Sep-2012 16:40

Go buy a new helicopter - [tinfoil hat on]one of those black stealth ones that ISPs use ;-)[/tinfoil hat on]

johnr

19282 posts

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#683135 8-Sep-2012 16:54

mjb:
johnr: @SteveBiddle is getting the pent house suite ready for my arrival

Perhaps ASB is trying to help you curb your excessive lifestyle?

(my pre-approval is still available)

You must have me confused with John Key

Jaxar

383 posts

Ultimate Geek

#683155 8-Sep-2012 17:29

Mine is still there. Does seem unusual as they keep trying to convince me to have a larger limit as well.

Please note: I have a professional bias towards Vodafone.

johnr

19282 posts

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Inactive user

#683156 8-Sep-2012 17:35

Jaxar: Mine is still there. Does seem unusual as they keep trying to convince me to have a larger limit as well.

Unusual alright my Salary from Vodafone NZ has been going into my ASB 00 account for over 12 years and my previous job before that of 3 years and my jobs before that,

Never had any credit issues, Always pay things on time and I don't like owing $$$

@BNZbank on twitter have contacted me and I am now working with them and looking at changing banks,

johnr

19282 posts

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Inactive user

#683158 8-Sep-2012 17:36

I am not changing banks just over this issue, I had another credit card issue last month and that was a mess as well which was sorted,

I have even done beta testing for ASB before they launched the new ASB app and the next version which included the Facebook payments, It's not like they don't know me

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