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bazzer
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  #2961861 1-Sep-2022 11:36
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lxsw20:

 

I've done it with the name check system in the UK. It adds no issues like you're saying. It simply warns you the name does not match the account you're putting money into and makes you check a box saying you're sure this is the account you want to transfer to.

 

 

Which seems kind of useless depending what the matching is like? I'm assuming the system is smart enough to do partial matches etc and helps if it's a completely different person/account.

 

That system wouldn't even have helped the woman in the article because she had the account correct but had been scammed into using it. I would guess she would get the warning (paying to the builders name) and very carefully check the email etc to make sure she had typed the number correctly and assume it was a name issue. It's a lot of money though, so it's possible it may have prompted her to follow up directly with the builder?


Mehrts
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  #2961865 1-Sep-2022 11:54
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People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.


Mehrts
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  #2961870 1-Sep-2022 12:07
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richms:

 

Friend filled up once and his car was running like trash and we were sure they had put 91 in the 98 tank but they denied it.



A sample would have proven what it was. BP's 98 Octane petrol is almost the colour of a mildly dehydrated person's p!ss.
Bright yellow.

91 octane is typically slightly reddish/purple.


msukiwi
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#2961872 1-Sep-2022 12:11
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That the water is off at lunchtime. No warning! Been off for a while.

 

Looks like they are finally after months fixing the leak down the Street!

 

CCC even have a "wonderful" map of water outages @ https://www.ccc.govt.nz/services/water-and-drainage/water-supply/maintenance-and-repairs/water-status-map

 

Which even shows 0.1 hour outages - which shows NOTHING for this area!

 

(Typical for the CCC, their Road Works Map showed nothing for the days (and nights) of Road Works on Blenheim Road this week, yet Fulton Hogan did a leaflet drop to warn those nearby - so the CCC must have approved it!)

 

 


freitasm
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  #2961875 1-Sep-2022 12:13
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Mehrts:

 

People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.

 

 

Yep. We have a small secondary road here and posted speed is 70. People drive at 50. And when they reach the 50 zone they drop to 30.

 

It's almost like people don't pay attention to the signs and conditions.





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Handsomedan
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  #2961877 1-Sep-2022 12:19
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Mehrts:

 

People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.

 

 

Had this coming home from Northland on Tuesday. 

 

Driving along at 58km/h (average) in an 80 km/h zone, then where the roadworks are, the signs say 30 km/h - keep going at the same speed. Passing lane appears - speed up to 110. I'm GPS tracked as I drive a company car, so can't exceed 10k over the speed limit or I get pinged. 

 

Once the passing lane is over - 58 km/h. 

 

I just wanted to get home. I hate people like this. I really, really hate them. They should not be on the road.  





Handsome Dan Has Spoken.
Handsome Dan needs to stop adding three dots to every sentence...

 

Handsome Dan does not currently have a side hustle as the mascot for Yale 

 

 

 

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bazzer
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  #2961878 1-Sep-2022 12:23
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freitasm:

 

Mehrts:

 

People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.

 

 

Yep. We have a small secondary road here and posted speed is 70. People drive at 50. And when they reach the 50 zone they drop to 30.

 

It's almost like people don't pay attention to the signs and conditions.

 

 

To be fair, it's a speed limit not a speed target. Although you should be considerate towards any vehicles behind you of course. I think 10km/h below is not a big deal (especially at open road speeds) but there needs to be a balance between being patient from behind and considerate from the front.


freitasm
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  #2961880 1-Sep-2022 12:25
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bazzer:

 

freitasm:

 

Mehrts:

 

People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.

 

 

Yep. We have a small secondary road here and posted speed is 70. People drive at 50. And when they reach the 50 zone they drop to 30.

 

It's almost like people don't pay attention to the signs and conditions.

 

 

To be fair, it's a speed limit not a speed target. Although you should be considerate towards any vehicles behind you of course. I think 10km/h below is not a big deal (especially at open road speeds) but there needs to be a balance between being patient from behind and considerate from the front.

 

 

Yes, yes. I know it's not a target. If you are on a leisurely drive, be my guest. But if there are cars behind you, then get on with the program.





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bazzer
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  #2961881 1-Sep-2022 12:30
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freitasm:

 

Yes, yes. I know it's not a target. If you are on a leisurely drive, be my guest. But if there are cars behind you, then get on with the program.

 

 

Agreed. This:

 

Handsomedan:

 

Driving along at 58km/h (average) in an 80 km/h zone, then where the roadworks are, the signs say 30 km/h - keep going at the same speed. Passing lane appears - speed up to 110. Once the passing lane is over - 58 km/h.

 

 

clearly does not meet the "considerate" criteria.


Behodar
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  #2961883 1-Sep-2022 12:35
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Yep, was once stuck behind someone doing ~50 in an 80 and who refused to use any of the slow vehicle bays.


neb

neb
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  #2961937 1-Sep-2022 13:11
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mudguard:

Articles like this

 

 

 

https://www.stuff.co.nz/business/129649393/the-150000-fraud-case-highlights-security-flaw-in-payments-system

 

 

 

Other countries handle it even worse. Norway, unlike the UK not normally a country you'd associate with doing this sort of thing badly, used the same unverified-account-number mechanism we have but also brute-force-fitted whatever was entered into an account number. So if you mistyped the 11-digit bank account number by doubling a digit or similar, for example when the number contained repeated digits, it would ignore the spurious digit and transfer the funds to whatever was present in the first 11 digits of the value. The courts have historically sided with Norwegian banks (just as they did in the UK, leading to some egregious miscarriages of justice) and the problem was only fixed when the customer refused to give up no matter what the banks did and the ongoing publicity forced a law change.

neb

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  #2961943 1-Sep-2022 13:24
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mudguard: Articles like this

 

https://www.stuff.co.nz/business/129649393/the-150000-fraud-case-highlights-security-flaw-in-payments-system

 

 

Separate reply on a different variation of the issue:

 

 

“By 2030, customers are highly likely to want world-class, safe and secure real-time payment systems that are also data-rich”, the plan says.

 

 

. By 2030? How about "by 2000, about twenty years ago"?

neb

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  #2961945 1-Sep-2022 13:27
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mudguard: Articles like this

 

https://www.stuff.co.nz/business/129649393/the-150000-fraud-case-highlights-security-flaw-in-payments-system

 

 

Another separate reply to get around the fact that I can't quote two separate passages in the one reply:

 

 

He had not seen any data on the amount of misdirected payments, but Pay.UK said in 2018 that it may affect as few as one in 20,000 transactions

 

 

Another annoying misuse of statistics, like the hysterical reports about the government introducing an X gazillion dollar tax on Kiwisaver which they get by projecting the data out to the year 2070 for every hypothetical NZer. The article doesn't define what a "transaction" is but if it's a Bacs Direct Credit which is probably the case there were around 4 billion of those in 2020. If one in 20,000 is erroneous that's 200,000 incorrect transactions per year. If you include the Faster Payments Service, another bank-to-bank payment system, it's around 7 billion total, so 350,000 incorrect transactions a year.

 

 

That's the 2020 figures, for 2018 you can knock maybe a billion or so off the total, so only maybe 300,000 misdirected payments.

Geektastic
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  #2961999 1-Sep-2022 13:50
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Companies that send you a statement of account on the same day they send you the monthly invoice. It’s not overdue yet….





frankv
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  #2962013 1-Sep-2022 14:18
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mudguard:

 

IE to prevent someone depositing money in the wrong account because they got a digit wrong in the account number. 

 

 

There are some checks... I believe that there's a checksum on the digits. So in theory getting a single digit wrong would be picked up. But getting two digits wrong, or transposing 2 digits could through.

 

 


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