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Handsomedan
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  #2964257 7-Sep-2022 15:28
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kingdragonfly: In New Zealand doing everything electronically is not only child's play, but is almost required.

US government websites are an exercise in frustration.

Everything seems to quickly devolve into sending paper forms if you do not have a US current driver's license, and current US address.

...

The US has really got to get their head of their ass; I know it's unbelievable but people do live outside the US. Shocking I know :(

 

 

 

The US is a weird series of counterpoints on things like this. 

 

One of the first to enable digital acceptance of ID/Drivers Licences into mobile wallets. 

 

One of the last to get rid of cheques. 

 

Cash is still king in the US

 

Adoption on PIN/biometrics on credit cards was painfully behind the entire planet - they still allowed signatures (and possibly still do) for a long time! 

 

The number of unbanked people in the US is astonishing. And yet they are one of the largest economies on earth. 

 

They basically created AML/CFT, which the rest of the world is so far ahead of them on, it's just bizarre. 

 

Baffling. 





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Handsome Dan needs to stop adding three dots to every sentence...

 

Handsome Dan does not currently have a side hustle as the mascot for Yale 

 

 

 

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eracode
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  #2964259 7-Sep-2022 15:29
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msukiwi:

 

That it can take up to 60 Days for VISA CC Fraudulent charges to "possibly" be reversed!

 

2 x >$1600 charges in USA when you have never spent anything over $100 overseas, and then only via Paypal!

 

I pity people without the funds to cover it!

 

Not even a query or alert email from the Bank either!

 

AML didn't even blink obviously!

 

 

AML only triggers at $10k.





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Jase2985
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  #2964262 7-Sep-2022 15:31
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eracode:

 

msukiwi:

 

That it can take up to 60 Days for VISA CC Fraudulent charges to "possibly" be reversed!

 

2 x >$1600 charges in USA when you have never spent anything over $100 overseas, and then only via Paypal!

 

I pity people without the funds to cover it!

 

Not even a query or alert email from the Bank either!

 

AML didn't even blink obviously!

 

 

AML only triggers at $10k.

 

 

ive had banks call me for overseas purchases well less than 10k to see if it was a legit purchase, not AML related but they have still tried to do something.

 

 


neb

neb
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  #2964279 7-Sep-2022 15:53
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richms:

Its usually Russian for me.

 

 

Yup, me too. Another thing they've started doing in the last few weeks is showing me ads for NSFW items totally unrelated to anything I've ever bought from them.

 

 

Unless there's some novel use for plunge router attachments that I wasn't previously familiar with.

richms
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  #2964290 7-Sep-2022 16:07
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neb:
richms:

 

Its usually Russian for me.

 

Yup, me too. Another thing they've started doing in the last few weeks is showing me ads for NSFW items totally unrelated to anything I've ever bought from them. Unless there's some novel use for plunge router attachments that I wasn't previously familiar with.

 

Still not up there with wish ad's tho.

 

I am getting many questionable things. I don't think that it helps that I click on them because I have no idea what they are from the image and then see it and they must think I am interested in them. Keep getting reciprocating motors come up after looking for some other motor and clicked on one because of the weird image and saw what they intended it for. Oh dear.





Richard rich.ms

Kyanar
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  #2964302 7-Sep-2022 16:28
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Handsomedan:

 

The US is a weird series of counterpoints on things like this. 

 

One of the first to enable digital acceptance of ID/Drivers Licences into mobile wallets. 

 

One of the last to get rid of cheques. 

 

Cash is still king in the US

 

Adoption on PIN/biometrics on credit cards was painfully behind the entire planet - they still allowed signatures (and possibly still do) for a long time! 

 

The number of unbanked people in the US is astonishing. And yet they are one of the largest economies on earth. 

 

They basically created AML/CFT, which the rest of the world is so far ahead of them on, it's just bizarre. 

 

Baffling. 

 

 

New Zealand does weird stuff as well, like being the only country in the world to supply criminal convictions in a two page format that makes it impossible for other countries immigration authorities to trust a CHC issued by the Ministry of Justice. The authority has to send an email to the MoJ to ask if the application was sent one page or two.


neb

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  #2964306 7-Sep-2022 16:41
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kingdragonfly: US government websites are an exercise in frustration.

Everything seems to quickly devolve into sending paper forms

 

 

Yup. Even though they provide a kind of veneer of online processing like the rest of the world, once you scratch the surface you start revealing paper-based mechanisms everywhere. The worst one I ran into when I worked over there was that electronic funds transfers between banks was performed by printing and sending a paper cheque to the other bank, with the exchange done by vans filled with bundles of cheques exchanged in bank basements. So your automatic payment scheduled for day X often didn't go through until day X + Y because it took that long to print, transport, and process a paper cheque for the "electronic payment".

 

 

And don't even ask me about the tax filing process, which was like something done by the Crimson Permanent Assurance. Even now I have to maintain a fake US postal address for my online bank account there because under all the "online" stuff it's still done by sending bits of paper around.

shk292
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  #2964357 7-Sep-2022 17:04
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neb:
kingdragonfly: US government websites are an exercise in frustration.

Everything seems to quickly devolve into sending paper forms
Yup. Even though they provide a kind of veneer of online processing like the rest of the world, once you scratch the surface you start revealing paper-based mechanisms everywhere. The worst one I ran into when I worked over there was that electronic funds transfers between banks was performed by printing and sending a paper cheque to the other bank, with the exchange done by vans filled with bundles of cheques exchanged in bank basements. So your automatic payment scheduled for day X often didn't go through until day X + Y because it took that long to print, transport, and process a paper cheque for the "electronic payment". And don't even ask me about the tax filing process, which was like something done by the Crimson Permanent Assurance. Even now I have to maintain a fake US postal address for my online bank account there because under all the "online" stuff it's still done by sending bits of paper around.

 

Use of cheques seems to be embedded in their psyche - we had a member on here recently complaining that it was impossible to deposit a paper cheque in an NZ bank account and refusing to believe that a Wise bank account would allow direct credit in the US that could then be accessed in NZ.


neb

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  #2964372 7-Sep-2022 17:44
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shk292:

Use of cheques seems to be embedded in their psyche

 

 

Yup. Drove me nuts to be in a supermarket and there was someone ahead of me laboriously writing out a cheque to pay for their groceries.

 

 

When I worked there, banks were working on an electronic payments system that was going to revolutionise banking. It used using XML (technically FSML, Financial Services Markup Language) to represent paper cheques ("e-checks") as their electronic payment mechanism. It was an improvement over sending around scanned images, which was their previous state of the art when they weren't throwing bundles of checks from one van to another in bank basements.

msukiwi
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  #2964408 7-Sep-2022 19:58
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From: https://www.stuff.co.nz/national/crime/129814013/computer-hacker-steals-sensitive-information-from-20000-christchurch-hot-pools-customers

 

-----------------------------------

 

Personal information about as many as 20,000 members of the public has been stolen in a data breach at Christchurch City Council’s He Puna Taimoana hot pools.

 

The material hacked includes copies of drivers' licences, passports, rates invoices, tenancy agreements, utility bills, and other council membership cards – all items provided by pool users as proof of residency.

 

The data breach was discovered on August 24. Pool users contacted on Wednesday – two weeks later – in an email from Nigel Cox, the council’s head of recreation and sport.

 

“We were notified of the breach by a third party who had been contacted by an individual claiming to have accessed and downloaded certain files stored on the He Puna Taimoana cloud server,” Cox said in the email.

 

----------------------------------

 

It's "In the Cloud"! Doesn't that make security someone else's problem? - I can hear them saying!


Tinkerisk
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  #2964432 7-Sep-2022 21:38
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I don't understand it. All the shipping giants proclaim the reduction of packaging and CO2-neutral shipping, and what?

 

I ordered two Nomad leather AirTag key rings from a mail order company including free shipment. Two SEPARATE parcels each in the format 30.5x22x10 cm including paper padding arrived! Just for two key rings! I had expected a single padded, small envelope.





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Tinkerisk
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  #2964436 7-Sep-2022 21:47
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msukiwi:

 

The material hacked includes copies of drivers' licences, passports, rates invoices, tenancy agreements, utility bills, and other council membership cards – all items provided by pool users as proof of residency.

 

 

Never mind. People obviously have nothing to hide. ;-)

 

 





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Tinkerisk
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  #2964439 7-Sep-2022 22:37
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Once again, I don't know whether to laugh or cry. 

 

Today, in an anti-foodwaste bag for 4€ (6NZ$), among many other things, were two vacuumed, 21-day dry aged beef filet steaks with a further 2-day shelf life of 230g each. Due to the quantity, we have to reduce the frequency of picking up the perfect sealed food to a maximum of 2-3 days per week. Our rule is: do not pick up a new bag until the previous one is 90% used up. The stuff is so fresh that we have never had to throw anything away.

 

Nevertheless, I don't think it's okay what society is doing. Surely no one ordered so much overproduction (regardless of whether it's meat, vegetables or dairy products)?

 

 

 

 

 

 

 





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Technofreak
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  #2964454 8-Sep-2022 05:32
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People staring work and immediately needing a coffee. It's work time FFS, get out of bed 10 minutes earlier and have your coffee before you start work.




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geoffwnz
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  #2964466 8-Sep-2022 07:13
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Technofreak: People staring work and immediately needing a coffee. It's work time FFS, get out of bed 10 minutes earlier and have your coffee before you start work.

 

Don't want to peak too soon.  I start my work day with a coffee.  I can drink it while dealing with any overnight emails etc. 

 

You do you.





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