shk292:

 

Westpac hold music.  As well as being twice as loud as the menu audio, it sounds like it has been recorded from an AM car radio that is driving through hilly terrain on the edge of station coverage.  Is this a subtle way to make people drop from the queue?

 

Westpac Insurance hold music was the absolute worst! 
We spent over two years dealing with them and it coincided with the massive volumes of calls caused by the Auckland floods. 

I spent hours listening to that music over that time. Still haunts my dreams.