oxnsox:Similarly if the only thing wrong was the lack of the WOF the Insurance Co probably would be liable.
Not so sure on this. You'd have to have a good reason to not have a warrant I'd think.
It's a similar arguement to 'the cheque is in the mail', isn't it?
There is Insurance law that "prevents an insurer from relying on certain types of exclusions,
except where the excluded circumstances caused or contributed to the loss."


