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159 posts

Master Geek


#265790 11-Feb-2020 12:39
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i don't have a bank account i don't plan on getting one anytime soon at the moment to send the money from my paypal too

 

i wanted to know if there is anything i can do to be able to use the money from my paypal on a website that don't accept paypal

maybe there is a website i can buy a prezzycard off or something like it that would take a paypal payment

i wish more sites would take paypal payments i know these sites do and i have bought of them before

 

the warehouse

 

mightyape

 

haevynorman

 

dicksmith

 

 


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  #2416126 11-Feb-2020 12:50
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get transferwise account + card.

 

you can top-up transferwise card with paypal withdraw to account





helping others at evgenyk.nz




159 posts

Master Geek


  #2416129 11-Feb-2020 12:55
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kobiak:

 

get transferwise account + card.

 

you can top-up transferwise card with paypal withdraw to account

 



thank you i will look into this

edit:
i cant see anywhere to be able to top the card up with paypal its asking me to put a min of $20 on it but there is no paypal payment method


 
 
 
 


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  #2416389 11-Feb-2020 20:14
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How do you get paid for work without a bank account? Just curious.


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  #2416485 11-Feb-2020 23:17
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Could have a foreign bank account and no NZ one or similar. Its not that common to be unbanked in NZ, but in the USA its very very common which is why prepaid over the counter cards are so common over there.

 

Getting cash in a way that you can spend here is going to get harder and harder as places realize that they are not complying with the anti money laundering carryon and tighten up on things which will just make it harder to exist without an account.

 

 





Richard rich.ms

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  #2416493 12-Feb-2020 00:31
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I actually don't understand how you do not have a bank account. They're blatantly easy to get.

 

ANZ: Download the app, hit "Join ANZ" and follow the prompts.
ASB: Download ASB ID and follow through the prompts.
The Co-operative Bank: Download their banking app, sign up directly in the app.
BNZ: Again, sign up in the app.
Others: Likely sign up via their mobile app.

 

Most can be done without visiting a physical branch. I personally have bank accounts with most of the banks but as you can see it is very limiting not having a bank account. Any options that are mentioned on this thread will likely come with fees. Most banks have fee-free accounts and can provide a Visa Debit card.

 

This is your very best option...





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  #2416505 12-Feb-2020 07:28
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Get an American Express card, Paypal will charge that.


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Ultimate Geek


  #2416541 12-Feb-2020 09:12
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clevedon:

 

Get an American Express card, Paypal will charge that.

 

 

Do you reckon you can get a credit card without having a bank account?





BlinkyBill


 
 
 
 


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  #2416545 12-Feb-2020 09:18
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BlinkyBill:

 

clevedon:

 

Get an American Express card, Paypal will charge that.

 

 

Do you reckon you can get a credit card without having a bank account?

 

 

 

 

I'm fairly sure when I got my AMEX Platinum Airpoints card, proof of income etc was needed but don't recall it ever asking for a bank account number as the card is issued directly from AMEX as it's not associated with any bank.


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Ultimate Geek


  #2416579 12-Feb-2020 10:19
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clevedon:

 

BlinkyBill:

 

clevedon:

 

Get an American Express card, Paypal will charge that.

 

 

Do you reckon you can get a credit card without having a bank account?

 

 

 

 

I'm fairly sure when I got my AMEX Platinum Airpoints card, proof of income etc was needed but don't recall it ever asking for a bank account number as the card is issued directly from AMEX as it's not associated with any bank.

 

 

i agree you don’t supply a bank account number, but I wonder if you can have a good enough credit rating for Amex, if you don’t have a banking history? They do check your credit score and history on application.





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  #2416580 12-Feb-2020 10:23
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Wouldnt they have looked you up on credit databases to check you exist?
Ie
Electricity bills, phone accounts, electoral roll



I am curious as to why original poster doesn't just open a bank account then get credit or debit card.

Seems a little odd. The cynic that I am would ponder a cash only existence is handy for not paying tax

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  #2416583 12-Feb-2020 10:32
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afe66: Wouldnt they have looked you up on credit databases to check you exist?
Ie
Electricity bills, phone accounts, electoral roll

 

 

 

Of course, but unless you have bad credit and/or applied for a loan at a bank I don't imagine it showing anything there.

 

I'm only offering a suggestion as it might be possible for the OP but it seems that if they don't want a bank account, they probably don't want a credit card either. AMEX isn't tied to a bank so maybe possible.


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Ultimate Geek


  #2416782 12-Feb-2020 17:25
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michaelmurfy:

I actually don't understand how you do not have a bank account. They're blatantly easy to get.


ANZ: Download the app, hit "Join ANZ" and follow the prompts.
ASB: Download ASB ID and follow through the prompts.
The Co-operative Bank: Download their banking app, sign up directly in the app.
BNZ: Again, sign up in the app.
Others: Likely sign up via their mobile app.


Most can be done without visiting a physical branch. I personally have bank accounts with most of the banks but as you can see it is very limiting not having a bank account. Any options that are mentioned on this thread will likely come with fees. Most banks have fee-free accounts and can provide a Visa Debit card.


This is your very best option...



Actually totally untrue, you cannot open a bank account just by downloading a app! ( Ha if only it were true ) It is NOT possible to open a bank account without physically presenting yourself and your identifications to the bank concerned.




tenkan

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  #2416797 12-Feb-2020 18:42
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Actually totally untrue, you cannot open a bank account just by downloading a app! ( Ha if only it were true ) It is NOT possible to open a bank account without physically presenting yourself and your identifications to the bank concerned.


Doesn't anz (and some other banks) support Realme so you can confirm your ID through that without a branch visit?

May have changed in the last couple of years

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  #2416803 12-Feb-2020 18:48
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TENKAN: Actually totally untrue, you cannot open a bank account just by downloading a app! ( Ha if only it were true ) It is NOT possible to open a bank account without physically presenting yourself and your identifications to the bank concerned.

 

I don't know about the app, but BNZ lets you sign up online.





rm *


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  #2416844 12-Feb-2020 19:48
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From westpac.co.nz (I'm NOT a customer):

 

"Join Westpac

 

Before you start...

 

We have various ways for you to provide us with your I.D. If you use EasyID or RealMe to provide your identity information online we could have your account set-up right away and without the need to come into branch."


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