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“The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness.” -John Kenneth Galbraith
rb99
Kyanar:Geektastic:
I think ACC should have a statutory duty to sue anyone whose behaviour clearly caused an accident that they had to fund.
I bet ACC's bills would fall pretty quick....
That would result in NZ ending up with the same bollocks ambulance chasing lawyer situation that Australia and the US have. Why do you want to destroy everything good about NZ?
The reality is that if someone CAUSES an accident through negligence, the criminal justice system deals with it, as it should.
And ACCs bills don't need to fall. In the grand scheme of things, ACC holds a massive surplus of cash due to their extremely effective investment fund managers (same with the Guardians of the NZ Superannuation Fund). The only reason you ever hear that ACC is making a loss is that National changed the accounting principles, requiring ACC to bring forward the LIFETIME cost of long term claims into the current financial year (which, incidentally, no private insurer has to do - and is the exact same thing but with pension payments that made the US Postal Service look unprofitable on paper when it actually has a very large cash holding).

Geektastic: Why do you think the public should pay for their stupidity? Accidents are one thing, injuries caused by someone's failure to take sensible and adequate precautions quite another.
Because its cheaper for the economy as a whole do it that way,
if you start inserting abitary distinctions such as "sensible and adequate precautions" you create the requirement of an arbitor to decide that. ( likely to be the courts)
Go and read the Woodhouse report,
The transaction costs of deciding this was seen as more expensive (as a whole) than simply paying for all the accidents, sure you moan a grizzle about "paying for idiots", but if you go to the US or Australia you see where the other side of that coin.

rb99: Just got a waiver form from midgets school for a white water rafting trip, The interesting bit says -
'I will hold Rafting Adventure and its contracted guides harmless from any and all liability, claims, losses, damages, or expenses during or in connection with my participation in this activity''
Does anyone know if this is enforceable ? I know they will do the best job they can and there'll be a very disappointed 10 year old if I don't sign it, but should they be allowed to be as negligent as they like with (apparently) no comebacks ?
Geektastic: Its the Accident Compensation Commission, not the Stupidity Compensation Commission.
They already arbitrate every day of the year as to whether they will accept claims. Arbitrating as to whether they should attempt to recover the costs from firms or individuals who cause the accidents they have to pay for is a tiny step. It's why businesses have liability insurance, for example.
(a curious statistic my wife gleaned whilst working for Chapman Tripp is that NZ has the highest per capita number of lawyers of any comparable nation. Never could work out why!)
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