Hi

I run a small business which is my livelihood.  My terms are payment up front before delivery, which has always worked.  Anyway, the guy paid by cheque and the cheque bounced.  I usually wait for the four day clearance but for some stupid reason I didn't on this occasion (kicking myself big time).

Anyway, I have phoned, emailed and texted him every week.  I've had 7 promises of payment, none of which has happened.  He is happy with the product and it has achieved his aim, so no question over quality.  It comes to just over $400.

Any suggestions as to how I can this back?  I threatened a debt collection agency last week and, again, he promised to pay, but hasn't.  

Can anyone recommend a debt collector?  It's not something I've had to do before.  Other advice welcome.

Thanks