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Forums › Off topic › Anyone used POLi Payments ?
Mark

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#230479 25-Feb-2018 22:22
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My wife was booking laser tag for the kids birthday and the email confirmation has how to pay the booking fee, the first option use POLi Payment.

 

Anyone used them ?  Because it is a hideous idea if you did!

 

It asks what bank you are, then asks you to type in your customer ID and Password for your bank!

 

Click to see full size

 

I wonder how much help your bank will give you if you've given out your login details to a 3rd party over the interweb :-(

 

 

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michaelmurfy
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  #1964131 25-Feb-2018 22:38
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I work for a large bank. They don't support this system at all and think it is incredibly dangerous.

 

Behind the scenes POLi is literally logging into your banking on a virtual machine hosted in AWS. Because of this, it is also very easy for banks to detect POLi and mark it in their fraud detection systems. From this point you've actually breaking the internet banking terms of conditions with most banks since you handed over your details to a third party.

 

Just don't do it, ever. First off payments can't be reversed or dishonored if made (you get no buyer protection) and second even if they don't have a record of fraud it doesn't take much for somebody to scrape your details - all it takes these days is allowing custom CSS (see here: https://news.ycombinator.com/item?id=16422696).

 

Using a Credit Card / Debit Card gives you some sort of buyer protection and fraud protection shopping online.

 

I honestly can't stress this enough - just don't use it.




Michael Murphy | https://murfy.nz
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