In South Australia the compulsory third party insurance covers personal injury only. It doesn't cover damage to the other vehicle. So the CTP charge is very similar to our ACC levy, just a lot more expensive.

I actually think they lowered the ACC price too much here, and it will have to go up again soon. But our system does have fewer lawyers involved, so is inherently cheaper. And I really don't get the clamour here for compulsory insurance, when we already have it, and it is comparable to the compulsory insurance requirements in many other countries.