Visa Card Help

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Forums › Finance and wealth management › Visa Card Help

mrbig

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#86900 15-Jul-2011 09:42

just wanted to know as im new to visa cards and cant be bothered to call them up

i brought something online and they refunded me about 2hrs ago i check my visa account but it dose not say ive been refunded but when i brought item i used visa card via paypal so i checked there and it says ive been refunded but on my account it dose not show that i have been

i just wanted to know how long its going to take

freitasm

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#493626 15-Jul-2011 09:47

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mrbig

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#493639 15-Jul-2011 10:14

freitasm: It may take a couple of days to show up.

thanks

chiefie

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#493643 15-Jul-2011 10:28

And it's BOUGHT not BROUGHT!!!!

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bazzer

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#493644 15-Jul-2011 10:32

chiefie: And it's BOUGHT not BROUGHT!!!!

Unless he actually did bring something online!

keewee01

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#493654 15-Jul-2011 11:00

Can PayPal refund it directly back to your VISA card? (I'm assuming you don't have a normal PayPal account that you use for other things and that the PayPal/VISA payment was a one off without creating a full PayPal account).

If you have a normal PayPal account, then you will probably find that the finds are sitting in your PayPal account and that you will need to get them credited to your VISA... but it's going to cost as PayPal love to take a cut from everything you do!

Neets

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#493686 15-Jul-2011 11:55

Often there will be a difference in the cost of the purchase and the refund due to the constant changing exchange rates. Plus your bank will have charged a commission for the purchase which doesn't get refunded.

Depending on how much the difference is, you might be inclined to make that call to your bank and ask them to refund.

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mrbig

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#493693 15-Jul-2011 12:22

keewee01: Can PayPal refund it directly back to your VISA card? (I'm assuming you don't have a normal PayPal account that you use for other things and that the PayPal/VISA payment was a one off without creating a full PayPal account).

If you have a normal PayPal account, then you will probably find that the finds are sitting in your PayPal account and that you will need to get them credited to your VISA... but it's going to cost as PayPal love to take a cut from everything you do!

bazzer

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#493724 15-Jul-2011 13:53

keewee01: Can PayPal refund it directly back to your VISA card? (I'm assuming you don't have a normal PayPal account that you use for other things and that the PayPal/VISA payment was a one off without creating a full PayPal account).

If you have a normal PayPal account, then you will probably find that the finds are sitting in your PayPal account and that you will need to get them credited to your VISA... but it's going to cost as PayPal love to take a cut from everything you do!

As shown above, if it's a "refund", Paypal just reverses the CC payment and should be at the same exchange rate too (I guess it would depend if you got Paypal to do the conversion or not).