We shop at countdown and soon as they are available we get a $20 Christmas club voucher every shop we do each week. This bought us $920 by Christmas this year which ment we had a great Christmas shop as well as a couple of weeks of shopping which we used the vouchers for.
You also get a 5% discount on anything you buy with the vouchers as well.
Do you have any plan in place to soften the financial strain over Christmas ??.