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Topic # 31464 18-Mar-2009 19:05
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Hi there,

I plan to purchase a Sony Vaio notebook PC priced at around $4000.  I would like to know whether there are any insurance companies out there that specialise in insuring technology products, such as laptops, or SLR cameras, etc?

Dell has accidental insurance but apart from that, I don't think any other company offers such a service.

Help!

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  Reply # 202011 18-Mar-2009 19:54
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They are usally covered under your content insurance so I sugest contacting your insurance company and investigating weither or not it is covered under your policy

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  Reply # 202013 18-Mar-2009 19:59
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what exactly do you mean by "specialize in laptops etc"? 

i use aa insurance for all my contents and my laptop is convered by their policy without having to do anything special:

http://www.aainsurance.co.nz/resources/policydocs/AAi135%20-%20Contents%20CoverPolicy.pdf
Contents with limited cover:
> a camera and its accessories:
- $1,500 in total unless specified
> a video camera and its accessories:
- $1,500 in total unless specified
> a cell phone and its accessories:
- $1,500 in total unless specified
> laptop computers including their hardware, software and
peripheral devices:
- $3,000 in total unless specified


if it is stolen from my house, car, dropped over the side of a boat, accidentally run over etc, then it is covered as long as its under $3000.  If its over $3000 then it needs to be specifically included on the schedule of special items but its usually not a problem to have it covered - they usually need a proof of purchase when you register it.  Same deal for an SLR - if your camera and accessories are worth more than $1500 then you need to specify the items.

From personal experience I can vouch for AA Insurance being a good contents insurer.  I have been with them for more than 10 years and have made a claim for a 7 year old snowboard (stolen from my car) and a 5 year old digital camera - underwater case leaked while diving and camera was destroyed.  In both cases they paid out full replacement value - not a depreciated value that some insurers do.




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  Reply # 202023 18-Mar-2009 21:03
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Cool I am with AA but I didn't know they would still replace your laptop even if it was stolen outside of the home or accidentally damaged.

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