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58 posts

Master Geek


# 140782 20-Feb-2014 08:59
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Just read this article about Visa and Mastercard opening up their APIs to App makers to allow Host Card Emulation in Android 4.4/KitKat

http://www.theverge.com/2014/2/19/5425634/visa-mastercard-enable-hce-mobile-payments

My understanding is a bit limited in the grand/global scheme of things - would we need our banks here in NZ to allow this or can it be done transparently to them and I can just load my card (somehow?) up in one of these apps and use it for paywave type transaction and the bank never knows the difference?

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  # 990925 20-Feb-2014 09:27
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That's how I'd take it.

Ringing in the electronic passport (not passport passport, but linked cards etc)/virtual wallet age. Likely to give you a virtual wallet with ability to use the NFC functions as you say, as a card. I guess this is the walk-by skimming they were worried about comming to fruition :)

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