Just need sum advice which credit card has the best points on offer vs fees and interest rate .
currently just holding bnz visa classic credit card (only fly buys points on offer ) and american express platinum edge $150 annual fee (conditional points ), only just broke even vs the points and fees so not really worth having i think.
as for all credit cards i never let them charge interests cause its definitely not worth having credit card if you always in debit, interests rate is just too high . credit card for me is to get the most points out of card vs fees cause i want to win, not them...
any good cards out there at the moment ?