Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




1534 posts

Uber Geek

Trusted

# 202059 15-Sep-2016 14:47
Send private message

We've been on floating for a while and need to fix now.

 

Anyway Ive seen rates as low as 4.19% (with SBS?) for 2 years? Anything better out there?

 

Im not opposed to moving banks BTW.


Create new topic
15216 posts

Uber Geek

Trusted
Subscriber

  # 1630994 15-Sep-2016 14:50
Send private message

You don't generally have to move, many banks will match other offers. You may be able to get a rate discount if you're an established customer in good standing, not sure what we're getting but it varies between 0.25% and 0.5% from memory.




1534 posts

Uber Geek

Trusted

  # 1630998 15-Sep-2016 14:51
Send private message

timmmay:

 

You don't generally have to move, many banks will match other offers. You may be able to get a rate discount if you're an established customer in good standing, not sure what we're getting but it varies between 0.25% and 0.5% from memory.

 

 

Thanks Timmay. Will go talk to the old bank tomorrow.


 
 
 
 


2633 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1631001 15-Sep-2016 14:54
Send private message

If you still have over $200,000 on your mortgage, negotiate with the banks.

 

A while back, Useless Mortgage Broker gave us what looked like attractive rates from Bank A.  Saw the same deal on TV that night from Bank B.  Challenged Useless Mortgage Broker who did not seem inclined to get off his butt.  2 hours on the phone between the two banks resulted in thousands in long-term interest savings.





"4 wheels move the body.  2 wheels move the soul."

“Don't believe anything you read on the net. Except this. Well, including this, I suppose.” Douglas Adams

4079 posts

Uber Geek


  # 1631017 15-Sep-2016 15:09
Send private message

There is an OCR annoucement next Thursday (22nd) ,

 

Most banks will have baked in a 25 point cut either then or at the next meeting in November, but the RB might suprise with something unexpected given that the high NZD is making a mockery of their inflation forecasts...


53 posts

Master Geek


  # 1631020 15-Sep-2016 15:11
Send private message

Generally good mortgage brokers will get you a better deal than you ringing up your bank or other banks.

 

We have finally found a decent mortgage broker who got us 4.03 for 1 and 2 years so i guess that's better than the advertised rates. Happy to share his details if you are based in AKL.


Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

D Link ANZ launches EXO Smart Mesh Wi Fi Routers with McAfee protection
Posted 15-Oct-2019 11:31


Major Japanese retailer partners with smart New Zealand technology IMAGR
Posted 14-Oct-2019 10:29


Ola pioneers one-time passcode feature to fight rideshare fraud
Posted 14-Oct-2019 10:24


Spark Sport new home of NZC matches from 2020
Posted 10-Oct-2019 09:59


Meet Nola, Noel Leeming's new digital employee
Posted 4-Oct-2019 08:07


Registrations for Sprout Accelerator open for 2020 season
Posted 4-Oct-2019 08:02


Teletrac Navman welcomes AI tech leader Jens Meggers as new President
Posted 4-Oct-2019 07:41


Vodafone makes voice of 4G (VoLTE) official
Posted 4-Oct-2019 07:36


2degrees Reaches Milestone of 100,000 Broadband Customers
Posted 1-Oct-2019 09:17


Nokia 1 Plus available in New Zealand from 2nd October
Posted 30-Sep-2019 17:46


Ola integrates Apple Pay as payment method in New Zealand
Posted 25-Sep-2019 09:51


Facebook Portal to land in New Zealand
Posted 19-Sep-2019 18:35


Amazon Studios announces New Zealand as location for its upcoming series based on The Lord of the Rings
Posted 18-Sep-2019 17:24


The Warehouse chooses Elasticsearch service
Posted 18-Sep-2019 13:55


Voyager upgrades core network to 100Gbit
Posted 18-Sep-2019 13:52



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.