Thanks @eonsim
Is it true that any solar system installed greater than 10kW of total panels requires approval from your lines company?
Unfortunately, Octopus at this stage is not available to Waipa networks customers so they are out. EK is available but there peak (37 cents) and off peak shoulder (26 cents) is higher than my flat rate of 23cents incl GST with Genesis incl much cheaper daily charge of 63 cents vs 96 cents (EK). EK's off peak rate is cheaper @ 18.5 cents. I will have to run the numbers once again between Genesis and EK once I get the solar to see how my hourly usage is tracking like.
I will ask my electrician when he comes around to do a quote about the 3-phase cable if he did run it. If he did, then I will ask him to balance the load across 3 phases incl ducted aircon as it should not cost a lot of $ for this work. This will give me the benefit of just having to buy a single 3 phase inverter which can be 15kW or 16kW unit. It also means I will be able to export up to 30kW potentially across the 3 phases. If esparky only ran 2 phase cable to the house then I will ask him to load balance everything across 2 phases as I will have to buy 2 inverters anyway on the single-phase connection to support up to 10kW of panels now with potential to add another 5kW of panels later if needed and I will be able to export up to 20kW of power back to the grid.
Edit - I read your second reply re: balanced and unbalanced 3-phase inverter. One option I have to counter act the balanced 3-phase power issue is go with the Fronius 3-phase 15kW inverter and put a Victron MultiPlus II inverter in front of each phase which means 3 Victron's required in total. Victron is $2k cheaper per unit than SMA Sunny Boy Island.