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myopinion:
Insurance should cover everyone as long as they hold a license but the excess may differ for non named drivers etc. As far as I am aware all private sales are as is where is with no come backs.
You have a very good insurer!
I think you're over-thinking.
Explain to them the insurance situation. Depending on the conditions on your policy (e.g. no under-25 drivers), you may not be covered at all. Make sure that *they* accept the risk.
If you're worried, go with them.
If you don't trust them at all, don't deal with them.
Verbal agreements these days aren't reliable from my experience. People don't keep there words like they used to. It becomes and he said she said game if it hits the fan.
If its all written in black and white there is no escape the person responsible is accountable.
I believe it will also root out the so called "Tyre kickers" with this test drive method.
You should go with them anyway I'd say.
Oriphix:
Verbal agreements these days aren't reliable from my experience. People don't keep there words like they used to.
It's cute that you believe people used to be so honest.
Always go with them on test drives. You should drive first, and let them drive back - ideally include a mix of roads if feasible (and if they seem a genuine interested buyer).
Often, before going (or allowing) a test drive - asking if they'd buy the car if it drove well (don't mention price at this stage and if you do DON'T offer a discount) and get them in there and driving.
After the test drive - assuming all has gone well, ask if they'd like to buy the car and then go through a negotiation process (unless they walk). And remember, your first genuine buyer is often your best. Particularly with lower value vehicles... do the deal, even if it's not quite the price you wanted - and move on with your life :)
Smithy100:
Always go with them on test drives. You should drive first, and let them drive back - ideally include a mix of roads if feasible (and if they seem a genuine interested buyer).
Often, before going (or allowing) a test drive - asking if they'd buy the car if it drove well (don't mention price at this stage and if you do DON'T offer a discount) and get them in there and driving.
After the test drive - assuming all has gone well, ask if they'd like to buy the car and then go through a negotiation process (unless they walk). And remember, your first genuine buyer is often your best. Particularly with lower value vehicles... do the deal, even if it's not quite the price you wanted - and move on with your life :)
Thanks for the tip :)
Smithy100:
And remember, your first genuine buyer is often your best. Particularly with lower value vehicles... do the deal, even if it's not quite the price you wanted - and move on with your life :)
True dat... I have wasted a lot of time chasing more money for cars to give up and accept an offer either the same or only slightly more than the first offer. In one case I even had to spend money repairing the car in the interim :(
Smithy100:
Always go with them on test drives. You should drive first, and let them drive back - ideally include a mix of roads if feasible (and if they seem a genuine interested buyer).
Often, before going (or allowing) a test drive - asking if they'd buy the car if it drove well (don't mention price at this stage and if you do DON'T offer a discount) and get them in there and driving.
After the test drive - assuming all has gone well, ask if they'd like to buy the car and then go through a negotiation process (unless they walk). And remember, your first genuine buyer is often your best. Particularly with lower value vehicles... do the deal, even if it's not quite the price you wanted - and move on with your life :)
That is so true/
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