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charsleysa
597 posts

Ultimate Geek


  #1151652 11-Oct-2014 00:35
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Kyanar:
BigHammer: This ASB product has been in the wind for quite some time. Thought they might abandon it but apparently not. Pretty sure ASB is part of the Semble project so not sure why they're continuing down this path.

Again, look at Semble. Kiwi project that DOES use on-board NFC.


Why would ASB abandon the PayTag?  It's just a rebranded CommBank tag which is already generally available in Australia.  It's not like they're having to do anything except some changes to their platform to support activating and issuing them.

sonyxperiageek:
Semble has also entered into a marketing partnership with Samsung that will support Semble’s initial launch and rollout.
 

I hope that doesn't mean that Semble will only be available on selected Samsung devices for the first few weeks/months!


Based on what I've seen of everything Samsung has gotten involved with, you can pretty much write off ever seeing it on a non-Samsung device when you see "marketing partnership" with them.  Just like on-demand catch up Android applications, and every bank NFC app ever.

charsleysa: Let's clear up some things about Semble.

It uses NFC but also requires a Secure Element which is typically a highly secure on-board chip or a partition on the SIM card.

A large portion of phones with NFC do not have an on-board Secure Element.


Irrelevant.  KitKat has Host Card Emulation, which allows the operating system to host the secure element.


Less than 25% of Android users have Kitkat available for their device. Many devices will not receive a kitkat upgrade so relying on HCE only will effectively alienate 75% of your Android customers.

Also HCE doesn't provide a mechanism for securely storing the card information and is used as a cloud based solution which goes against the goal of Semble of being able to use it when the device is powered off.




Regards
Stefan Andres Charsley



roobarb
653 posts

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  #1151653 11-Oct-2014 01:08
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richms: Great so when I swap Sims with the tablet because it still has data left and I'm out on the phone I will have to re setup the payments.


You could alternatively just have the one data plan on your phone and tether the tablet when required.


gzt

gzt
17160 posts

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  #1151655 11-Oct-2014 01:26
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possum888: So after pre-registering for the ASB PayTag trial I finally received it in the mail.

Thanks for the review! Is there any App integration? This might seem like a silly question but I don't currently use an ASB app.



charsleysa
597 posts

Ultimate Geek


  #1151658 11-Oct-2014 01:37
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gzt:
possum888: So after pre-registering for the ASB PayTag trial I finally received it in the mail.

Thanks for the review! Is there any App integration? This might seem like a silly question but I don't currently use an ASB app.


If by app integration you mean requiring the app then no. The PayTag is basically a Paywave credit card without the mag strip nor chip that has been miniaturized and can be stuck on to any flat surface.

They say to stick it on your phone because it's the most practical place to put it. Wouldn't really make sense to stick it on your wallet or key chain though there is nothing to stop you from doing that.




Regards
Stefan Andres Charsley

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