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HTroy: Thanks for all the responses. We have two mortgages, but the rental property is positively geared and pays itself off. No kids and we don't live in Auckland.
I put a lot of research into travel agencies, and people say there can be enormous pressure to up-sell and that the commissions the company raves about are pretty poor. The upside is that it's an exciting and social industry, but possibly one with a low average age. I guess I mainly envisaged myself being promoted to team leader quickly, but that might not ever happen.
I'd love to do something socially beneficial such as joining the Police, but annoyingly I have arthritis in my knees.
I see my degree as 'non-perishable' (it will always be there if I need it), but I know that software and systems constantly change and also coding requires regular practice or you forget it.
frankv: I'm curious why a travel agent and not some other kind of sales job? Is it the lure of free holidays & cheap travel? Spending your time talking to people about their holidays-to-be (I imagine this could be quite fun)? Sitting in an office with more women than men?
I was the maths kid at school. I have degrees in Maths and Finance. So after graduation I worked in commercial banking in analyst roles, then had one year overseas self employed. I came back to NZ late last year doing some temping data/excel work. Found I enjoyed the technical side still (which was lacking in commercial banking), but missed the more sanguine personality types from banking sales.
I'm now working as an insurance broker. Earning potential is way higher ( up to 5x) than in those technical roles. Retail sales can be a good training ground but the pay is appalling, due to low value deals and thin margins.
I'm thinking that if you are more interested in people related roles, consider insurance brokering, the hours are flexible (great if you have a family), and the earning potential is up to around $350k p.a., realistically you could earn $100k in the first year.
If you do decide to go in to sales, most important is the training offered, the money will follow.
It's still early days but this is by far my favourite role.
HTroy:
I was the maths kid at school. I have degrees in Maths and Finance. So after graduation I worked in commercial banking in analyst roles, then had one year overseas self employed. I came back to NZ late last year doing some temping data/excel work. Found I enjoyed the technical side still (which was lacking in commercial banking), but missed the more sanguine personality types from banking sales.
I'm now working as an insurance broker. Earning potential is way higher ( up to 5x) than in those technical roles. Retail sales can be a good training ground but the pay is appalling, due to low value deals and thin margins.
I'm thinking that if you are more interested in people related roles, consider insurance brokering, the hours are flexible (great if you have a family), and the earning potential is up to around $350k p.a., realistically you could earn $100k in the first year.
If you do decide to go in to sales, most important is the training offered, the money will follow.
It's still early days but this is by far my favourite role.
This is actually a really good point KiwiFruta. I studied Statistics and Finance so I'm in a similar boat to you.
A few years ago I worked at Inland Revenue and while it's not a bad place to work, the vibe is very negative because the public hated us so much that the negativity filtered throughout the workplace. Even now people I know make negative comments about how I used to work there. Retorting that tax is the hallmark of a fair society only receives boo-ing!
So that is largely why I wanted to shift away from anything to do with the finance industry, but brokering (insurance or mortgages) is a really good idea.
sep11guy:
But then you mention "being promoted to team leader quickly" , this is something against what you originally came for in the first place so its quite contradicting. Cause being a team leader will involve a lot of people and resource mgmt, and only the odd travel itinerary planning.
I found corporate life just isn't me, due to specialisation the roles have too little variation. I like the broad range required by self employment.
I have heard mortgage brokering work can be easier than insurance brokering, because people tend to seek out mortgage brokers but not insurance brokers. Several insurance brokers now do mortgage brokering to generate leads for their insurance brokering.
Where are you based?
HTroy:
I found corporate life just isn't me, due to specialisation the roles have too little variation. I like the broad range required by self employment.
I have heard mortgage brokering work can be easier than insurance brokering, because people tend to seek out mortgage brokers but not insurance brokers. Several insurance brokers now do mortgage brokering to generate leads for their insurance brokering.
Where are you based?
Palmerston North, but there is a two hour commuter train to Wellington that has plugs and tables for laptops so I can reply to emails and do work during that time. It beats driving to Wellington, as I can't do any work if I'm driving.
New Zealander's are somewhat under-insured for everything from house, health, life and job-loss insurance. But at least those people are potential customers for brokers.
We used a Mike Pero mortgage broker once and he was pretty good. At the time it made me think I could do that job, but when I looked into broker jobs on Seek all of them said "experienced only". Did you just apply anyway?
HTroy:frankv: I'm curious why a travel agent and not some other kind of sales job? Is it the lure of free holidays & cheap travel? Spending your time talking to people about their holidays-to-be (I imagine this could be quite fun)? Sitting in an office with more women than men?
Working with mostly women! Funny. I think it's about one third males in that industry. Maybe less.
I travelled extensively when I was in my early 20's, so it's an area that I would actually have a good knowledge of. And yes, I thought talking to people about their holidays would be cheerful work, but I also realise people buy flights for funerals as well.
The lure of insider knowledge of cheap holidays appeals, but I'm aware that earning $16 p/hr means I'd never actually be able to afford said holidays!
HTroy: Did you just apply anyway?
HTroy:
In my original post I said "I worked in data analysis (SQL, SAS etc) for many years and never enjoyed the introverted personality types I worked with."
It's working with introverts I don't enjoy, so that is what prompted my interest in a customer facing role. Working as a team leader in travel still involves a lot social contact. I grew up in a large family with constant noise - some of my siblings now hate noise because of it, and the rest of us hate silence.
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