Obraik:
… if you're an infrequent user like I was, then after 60 days that gets refunded back to your bank card if you don't use it.
I don’t think that’s correct. After reimbursement by AT for series of errors they made, I ended up with a fairly large credit balance on my Gold AT Hop card. Because I am over 65, I get pretty much free transport on AT and I am an infrequent user, so there was no way I was ever going to use up the credit.
I wanted the money back and the only way I could do that was to formally cancel my card and apply, all in writing, for the credit balance to be put into my bank account. This was way longer than 60 days after I had last used my card - more like a year.
The whole process, once I had initiated it, took them over a month complete. Then I had get a new Gold AT card with a more modest credit balance on it.