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geekbhaji

222 posts

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#205140 31-Oct-2016 14:45
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I am planning to buy a new car(Hatch or Sedan or SUV doesn't matter much) and looking for a reliable car around 25k or under.

 

I have checked Nissan Pulsar and they are financing it for 1.9 percent. Cost around 24k for base model+ 3 years of service,roadside assistance  for free.

 

 

 

Question:

 

--Do you guys know of any other company which provides such financing options?

 

--Any other reliable car for small family with good deal going on?

 

 

 

Thanks in advance!





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wellygary
8315 posts

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  #1661444 31-Oct-2016 14:56
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Always check the fine print on those offers,

 

Looking at Nissan the 1.9% also has a $375 "establishment" fee and $10/month ( $360) as a "monthly fee"

 

So they will slug you $735 in fees over a 3 year loan,




blackjack17
1705 posts

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  #1661447 31-Oct-2016 15:04
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I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

a 2014 pulsar with 15,000 on the clock for $19,000

 

http://www.trademe.co.nz/motors/used-cars/nissan/auction-1183499777.htm

 

vs brand new for $24,000

 

http://www.nissan.co.nz/Cars-Vehicles/Pulsar-Hatch/Offers 

 

 

 

 

 

 





geekbhaji

222 posts

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  #1661448 31-Oct-2016 15:04
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yep, saw that establishment fees, but there are other companies charging around $500 establishment fee. So thought it bit better.





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geekbhaji

222 posts

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  #1661450 31-Oct-2016 15:07
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blackjack17:

 

I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

 

 

 

I wasn't able to find any near new for considerable low price, they were just 2-3k less than the normal price(at dealers). So thought its better to get a new one and enjoy the added benefits like warranty/servicing etc.





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dafman
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  #1661463 31-Oct-2016 15:10
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Don't rush in. End of Nov/Dec often sees car dealers offer attractive terms to entice buyers to not wait until the new year.


Inphinity
2780 posts

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  #1661465 31-Oct-2016 15:12
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blackjack17:

 

I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

 

 

 

Full warranty, known history, full benefit of new-car rego/WOF, any new-vehicle service bonuses, ability to choose colour/options/addons etc for a start


geekbhaji

222 posts

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  #1661466 31-Oct-2016 15:12
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dafman:

 

Don't rush in. End of Nov/Dec often sees car dealers offer attractive terms to entice buyers to not wait until the new year.

 

 

thanks dafman, Where is +1 

 

 

 

I will start doing the test drives now to make up my mind by end november. Cheers





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blackjack17
1705 posts

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  #1661467 31-Oct-2016 15:15
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Inphinity:

 

blackjack17:

 

I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

 

 

 

Full warranty, known history, full benefit of new-car rego/WOF, any new-vehicle service bonuses, ability to choose colour/options/addons etc for a start

 

 

 

 

yeah there are reasons I guess but when you can get a car for at least 20% cheaper for being 2 years older.  I don't know, everyone is different I guess





MikeAqua
7779 posts

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  #1661468 31-Oct-2016 15:15
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blackjack17:

 

I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

 

Because you can get such cheap finance on new car and servicing is included in the purchase price.  That offsets the depreciation (which doesn't become a cash cost until you sell the car anyway).

 

And it's nice owning a new car





Mike


dt

dt
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  #1661470 31-Oct-2016 15:19
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dafman:

 

Don't rush in. End of Nov/Dec often sees car dealers offer attractive terms to entice buyers to not wait until the new year.

 

 

 

 

This!

 

 

 

We've done this our last two car purchases, however held out till January each time as they're trying to clear the previous years stock desperately by then.

 

 


blackjack17
1705 posts

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  #1661474 31-Oct-2016 15:23
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MikeAqua:

 

blackjack17:

 

I am curious why you would want to get a new car rather than near new considering how much you lose on depreciation? 

 

 

Because you can get such cheap finance on new car and servicing is included in the purchase price.  That offsets the depreciation (which doesn't become a cash cost until you sell the car anyway).

 

And it's nice owning a new car

 

 

It wasn't a judgement comment just a question comment.  

 

I understand the cheap financing, but I've always thought cars (and all things that fall in value) should be one of those things that should be paid for in cash.

 

 

 

Driving a new car is nice.





jarledb
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  #1661485 31-Oct-2016 15:34
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blackjack17:

 

 

 

Driving a new car is nice.

 

 

Thats true. For a long time I had lease cars through work and usually got them brand sparkling new and exchanged every 2 years.

 

That said, when I moved to New Zealand I bought a 2 year old Toyota Avensis which had gone 15,000 KM, and I wouldn't have been able to tell it apart from a brand new one (in how it drives). Still feels like a new car to me 3 years later.

 

Got it as a "Signature class" with 5 year warranty! It was $14,000 less than buying a brand sparkling new one.





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dclegg
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  #1661495 31-Oct-2016 15:43
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geekbhaji: 

 

I wasn't able to find any near new for considerable low price, they were just 2-3k less than the normal price(at dealers). So thought its better to get a new one and enjoy the added benefits like warranty/servicing etc.

 

 

Last year we purchased a 2015 Mazda 3 (awesome car, BTW) for $27,740. RRP was $32,795. It had 70KMs on the clock, and we've always been treated as new car buyers with it, including full manufacturers warranty and 3 years free servicing.

So it might be worthwhile asking the dealer if they have any ex-demo models going for a discount.


geekbhaji

222 posts

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  #1661504 31-Oct-2016 15:52
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dclegg:

 

geekbhaji: 

 

I wasn't able to find any near new for considerable low price, they were just 2-3k less than the normal price(at dealers). So thought its better to get a new one and enjoy the added benefits like warranty/servicing etc.

 

 

Last year we purchased a 2015 Mazda 3 (awesome car, BTW) for $27,740. RRP was $32,795. It had 70KMs on the clock, and we've always been treated as new car buyers with it, including full manufacturers warranty and 3 years free servicing.

So it might be worthwhile asking the dealer if they have any ex-demo models going for a discount.

 

 

thanks mate, will keep that in mind too.cheers.





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alasta
6703 posts

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  #1661706 31-Oct-2016 20:31
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dclegg:

 

Last year we purchased a 2015 Mazda 3 (awesome car, BTW) for $27,740. RRP was $32,795. It had 70KMs on the clock, and we've always been treated as new car buyers with it, including full manufacturers warranty and 3 years free servicing.

So it might be worthwhile asking the dealer if they have any ex-demo models going for a discount.

 

 

You can usually haggle a bit of a discount off RRP even with a brand new vehicle. I got lucky and managed to get $7.5k off my Mazda3, although that was the top of the line diesel variant so they probably had quite a bit of margin on the RRP that they could afford to squeeze. 

 

I suspect you may have a bit less bargaining power if you are taking up a low interest finance offer but it doesn't hurt to try. This is a very competitive segment, so be prepared to go elsewhere if you can't get a reasonable deal.


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