What do you need to know? What's the need/want/use case? 

Banker here...with a specialty in cards and payments...

Edit: My spelling is appalling

Well, I have in the past bought things online and somehow my card details were intercepted somehow, I don't know how, not sure exactly which sites. At first I thought Aliexpress but then I thought maybe not, maybe something else.

So I thought if I created a virtual CC, intercepting my details won't be of use.

iu would sort out were and how they were intercepted rather than get a virtual credit card. its likely to happen again otherwise

Funnily enough I just had a newish credit card cancelled on me. Two months in row I tried to buy mountainbike bits from a UK website, that I've been using for ten years. The transaction wouldn't go through. I then got a text asking me to call the bank. 

They allowed the transaction to go through, it happened again last month, so I rang, he said oh there are some suspicious transactions, we are cancelling the card. I said can they white list the bike site, they wouldn't, and they wouldn't tell me the suspicious sites. 

Worst part was I was away for about ten days and needed to pay quite a large amount for my project car's rebuild!

I used Entropay in the past. It worked really well.

[EDIT] Scratch that, I see on their website that they are no longer accepting new registrations!

Jase2985:

 

iu would sort out were and how they were intercepted rather than get a virtual credit card. its likely to happen again otherwise

 

if i knew how they were intercepted I would be rich. in terms of the where, just don't buy things online other than a handful of sites. 

Yeah, I can't think of any consumer-grade virtual card issuers in NZ. 

At a corporate level, they are fantastic for things like procurement and one-off purchases for licenses etc - much like your use-case. The problem is the infrastructure costs a fortune to have dynamic numbers and spend controls etc, so it's not really practical at the moment for a consumer version. 

There are some companies that have them overseas, like Revolut, but those are usually tied into the multi-currency aspect and they cream it on the FX portion. 

Used to have one years ago from Cahoot (a UK bank) called webcard. It gave me a new CC number for each transaction. It WAS great. Unfortunately, they canned it.

If you use Apple Pay when checking out (I realise only some websites accept it), they don't ever receive your credit card info as AP gives them a virtual/temporary number.

I remember a Linus Tech Tips video that advertised this site...

https://privacy.com/

Looks pretty good. Haven't used it myself though so can't really comment.

I just use a debit card attached to a payments account. I keep the balance in the account at about what I expect to use and top up as needed. This limits any potential loss to whatever is in that one account. So far I have never had an issue but it acts as insurance.